Compare & Contrast | Browse articles, watch videos and learn all about finance and monetary services, how to open bank accounts, manage budgets, choose credit cards and more.

Compare & Contrast | Finance How-To, Information & Tutorials

Here we have collected the top 5 3-years certificates of Deposits with the largest monthly interest in June 2021.You can choose between the different <a href="https://www.faydety.com/en/save/deposits">Certificates of Deposits</a> in the Egyptian Banks with Faydety.&nbsp;<h3>1- The "Platinum" Certificate</h3>&nbsp;<ul><li>National Bank of Egypt</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul><h3>&nbsp;</h3><h3>2- “Al Qimma” Certificate</h3>&nbsp;<ul><li>Banque Misr</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>3-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Audi Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10,50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<blockquote>CDs have the highest interest rates in the Banking products</blockquote>&nbsp;&nbsp;<h3>4-“The Primo” Certificate</h3>&nbsp;<ul><li>Banque du Caire</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10,50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>5- "The Triple" Certificate&nbsp;</h3>&nbsp;<ul><li>QNB AlAhli</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 10,000 EGP &amp; multiplies</li><li>Interest Rate: 10,50%</li><li>Interest Payment Frequency: monthly</li></ul>

Here are the 5 top Certificates of Deposits in June 2021 in the Egyptian Banks

The highest interest CDs in the Egyptian Banks

Top 5 Certificates Deposits in June 2021

Currently, telecommunication companies provide cash services. Simply speaking, this is essentially an e-wallet&nbsp;on your phone. Supposedly, you can use it to pay bills or transfer money, and so on; however, there is a catch. This service does come at a certain expense: you must already have a telephone line with your chosen company to use it. &nbsp;<h3>WePay:&nbsp;</h3>&nbsp;Service Subscription fees:&nbsp;Free of charge if you have a We line.Telephone Line Prices:&nbsp;The price of a line is 75 EGP; of course, expenses increase as services increaseMaximum Deposit in the Wallet:&nbsp;10,000 EGP per dayMaximum Withdrawal and Transfer Amount:&nbsp;6,000 EGP per dayWithdrawal Fees:&nbsp;1% of the amount, with a minimum of 3 EGP&nbsp;<h3>Vodafone Cash:</h3>&nbsp;Service Subscription fees:&nbsp;Vodafone Cash is free if you have a Vodafone lineTelephone Line Prices:&nbsp;The price of a line is 85 EGP; of course, expenses increase as services increaseMaximum Transaction Limit:&nbsp;50,000 EGP per monthMaximum Withdrawal and Transfer Amount:&nbsp;6,000 EGP per dayWithdrawal Fees:&nbsp;<ul><li>Between 5-150 EGP, 3 EGP will be withdrawn</li><li>Above 150 pounds, 2% will be withdrawn</li></ul>Transfer Fees:&nbsp;1 EGP will be deducted from the amount<h4>&nbsp;</h4><blockquote><h4>Our advice is to use the one provided by the company you usually use. &nbsp;</h4></blockquote><h3>Orange Cash:</h3>&nbsp;Service Subscription fees:&nbsp;Orange Cash is free if you have an Orange lineTelephone Line Prices:&nbsp;The price of a line is 80 EGP; of course, expenses increase as services increaseMaximum Deposit in the Wallet:&nbsp;10,000 EGP per dayMaximum Withdrawal and Transfer Amount:&nbsp;6,000 EGP per dayWithdrawal Fees:&nbsp;2% of the amount, with a minimum of 3 EGPTransfer Fees:&nbsp;1 EGP will be deducted for each transfer transaction&nbsp;<h3>Etisalat Cash:</h3>&nbsp;Service Subscription fees:&nbsp;Etisalat Cash is free if you have an Etisalat lineTelephone Line Prices:&nbsp;The price of a line is 80 EGP; of course, expenses increase as services increaseMaximum Deposit in the Wallet:&nbsp;10,000 EGP per dayMaximum Transaction Limit:&nbsp;50,000 EGP per monthMaximum Withdrawal and Transfer Amount:&nbsp;6,000 EGP per dayWithdrawal Fees:&nbsp;2% of the amount, with a minimum of 2 EGPATM Withdrawal Fees:&nbsp;1% of the amount, with a minimum of 2 EGPTransfer Fees:&nbsp;1 EGP will be deducted for each transfer transaction&nbsp;<h3>Summary:</h3>&nbsp;There isn’t a huge difference between each of the above services as almost every company imitates the other. Our advice is to use the one provided by the company you usually use, that way; the expenses will not increase too much for you.&nbsp;

Telecom companies offer cash services, which you are supposed to be able to use to pay bills or transfer money.

Compare Between Cash Services in Telecom Companies

These days because everyone is concerned with traveling, more and more banks are offering <a href="https://www.faydety.com/en/save/cards">credit cards</a> specifically for his purpose.<h3> 1. Titanium Miles Everywhere from CIB</h3><h4> Card Benefits:</h4> • Access to Mastercard’s airport lounges. • 25% discount when using the card’s miles towards Egyptair tickets. • 5% discount on purchases from Egyptair’s Duty Free shops. • 50% discount on an extra checked-in bag when flying business class on Egyptair. • Priority check-in when flying business class. • Life insurance up to EGP 500,000 • Repayment plans available. • Free supplementary cards.<h3> 2. World Mastercard from NBK</h3><h4> Card Benefits:</h4> • Miles can be redeemed at 150,000 hotels and 800 airlines. • Free travel insurance. • Free access to several airport lounges worldwide.<h3> 3. Platinum Worldmiles from Attijariwafa</h3><h4> Card Benefits:</h4> • Miles can be redeemed at any Worldmiles airline. • Frequent use of the card could lead to a card fee waiver. • Life insurance. • Discounts at many shops and restaurants worldwide.<h4>&nbsp;</h4><blockquote>These days because everyone is concerned with traveling, more and more banks are offering credit cards specifically for his purpose.</blockquote><h3> 4. Visa Platinum from HSBC</h3><h4> Card Benefits:</h4> • Access to 25 airport lounges across the world. • 6 free visits to any of the 25 airport lounges per year. • Exclusive offers in 900 hotels around the world. • Possibility of applying for a cash advance (up to 50% of the card limit).<h3> 5. Mastercard World From Banque Misr</h3><h4> Card Benefits:</h4> • Free Access to 900 airport lounges from Loungekey across the world. • Exclusive offers in 175 hotels worldwide.&nbsp;

These days because everyone is concerned with traveling, more and more banks are offering credit cards specifically for his purpose.

Many banks in Egypt have credit cards specifically made for travel

Compare Between 5 Credit Cards Made for Traveling

Sticking to your budget is very important, but there are a lot of temptations around. Every budget has to be flexible enough to allow for some changes such as the occasional takeout. However, there are a few things that you need to stay clear of so you don’t completely ruin your budget.&nbsp;<h3> 1. Not Having a Budget&nbsp;</h3> This could be the worst thing you can do, because by not setting a budget from the beginning, you won’t be able to limit your spending or even set your financial goals.<h3> 2. Grocery Shopping Without a List&nbsp;</h3> If you go to the supermarket without a list, you are basically sabotaging your own budget. There is no doubt that you will end up buying things that you don’t need and overspending. Of course, we don’t need to remind you that you should NEVER go to the supermarket on an empty stomach. You will end up buying everything.&nbsp;&nbsp;<blockquote>If you go to the supermarket without a list, you are basically sabotaging your own budget. There is no doubt that you will end up buying things that you don’t need and overspending.</blockquote>&nbsp;<h3> 3. Sales Such as Black Friday&nbsp;</h3> In most cases, when there are big sales advertised, you will be tempted to buy something. After all, you don’t want to miss the “great deals”. However, if you don’t need anything, don’t just buy something for the sake of buying.&nbsp;<h3> 4. Gifts&nbsp;</h3> Do you sometimes buy a gift that you can’t afford just to save face? Sometimes, our social traditions are not in our best interest. Especially if it ruins our budget! The solution is simple, just say no. At times when you find a gift is too expensive for you, opt out and buy something else. It’s illogical to prioritize others before your own financial wellbeing.&nbsp;<h3> 5. Donations&nbsp;</h3> It’s hard to go a day without seeing some kind of ad that is inviting you to make a donation. Yet, in big organizations, sometimes your donations don’t go to the people in need, but rather they get spent as admin fees. That is why it is much more beneficial to donate directly to someone in need. Moreover, if you are in debt, or your budget is tight, you can skip donations altogether.

You must set your priorities according to your budget because you need to know what you are supposed to spend and save.

Every budget has to be flexible enough to allow for some changes such as the occasional takeout

Avoid these 5 Budget Busters

Here are the top 5 savings accounts in June 2021:&nbsp;<h3>1- Abu Dhabi Commercial Bank (ADCB)</h3>&nbsp;-Account name: Tawfeer Plus -Interest Rate: from 6.75% up to 7.50% annually -Minimum balance to open an account: 5,000 EGP -Minimum balance to earn interest: &nbsp;5,000 EGP<h3> 2- Audi Bank</h3>&nbsp;-Account name: Step Up -Interest Rate: from 5.10% to 8% annually -Minimum balance to open an account: 500 EGP -Minimum balance to earn interest: 20,000 EGP&nbsp;&nbsp;<blockquote>The Savings Account has benefits, and linked to the Debit Card</blockquote>&nbsp;&nbsp;<h3>3- Banque Misr (BM)</h3>&nbsp;-Account name: Youth Saving Account -Interest Rate: 5.25% annually -Minimum balance to open an account: 500 EGP -Minimum balance to earn interest: 500 EGP<h3> 4- Arab African International Bank (AAIB)</h3>&nbsp;-Account name: Golden&nbsp; -Interest Rate: from 4.25% to 8% annually -Minimum balance to open an account: 5,000 EGP -Minimum balance to earn interest: &nbsp;5,000 EGP&nbsp;<h3>5- National Bank of Egypt (NBE)</h3>&nbsp;-Account name: Saving Account -Interest Rate: From 3.20% up to 5.25% annually -Minimum balance to open an account: 1,000 EGP -Minimum balance to earn interest: 3,001 EGP&nbsp;

Top 5 Savings Accounts with the highest benefit in June 2021 in the different Egyptian banks 

Open a saving account to get a debit card


Top 5 Savings Accounts in June 2021

Nowadays, due to global warming problems, more ecological movements are recommending switching to a more vegetarian diet. The main reason is that cattle raised for meat production emits a lot of methane gas, which has a more negative effect on the atmosphere than CO2. That is why most environmental activists have switched to a vegan diet, and are urging people to do the same. However, there are a lot of people that see this demand as unrealistic due to the high cost of vegan products.&nbsp;<h4>&nbsp;</h4><h3>The question that remains: is a vegetarian diet cheaper in Egypt?</h3>&nbsp;<h4>In markets, vegetables are cheaper than meat</h4>&nbsp;Since we are blessed with mild temperatures throughout the year, most vegetables are grown here. That is why you will find that vegetables such as tomatoes, zucchini, lettuce and the like are cheaper than in other countries. They are especially cheap if you go to popular markets such as Suleiman Gohar, Meit Okba, and Al Obour. While a kilogram of beef can cost EGP 80-170, a kilogram of a normal type of vegetable will probably cost EGP 2-11. However, if you buy imported or organic vegetables, it will probably cost you much more.&nbsp;<blockquote>Consuming less meat can save you some money</blockquote>&nbsp;<h3>Protein alternatives</h3>&nbsp;If you are going to adopt a vegetarian diet, then you will need to substitute the missing animal protein with something else. Most people swap animal protein for pulses such as beans, lentils, chickpeas, etc. They are a bit expensive as a kilogram can cost you EGP 20-40.&nbsp;&nbsp;<h3>Grains</h3>&nbsp;To satiate hunger, grains are an essential part of a vegetarian diet since vegetables are quickly processed in the body. Grains include rice, pasta, and freekeh among others. They usually cost EGP 15-40 per kilogram.&nbsp;<h4>Summary</h4>&nbsp;In conclusion, consuming less meat can save you some money, especially if you avoid buying imported products or organic vegetables. If instead you commit to local vegetables and making food at home with simple ingredients, you will successfully save a good amount of money. However, if you swap animal products for imported products or takeout, you will hardly save any money, but you will probably end up spending more.

Are you a vegetarian or omnivore person? and Which diet is cheaper in the Egyptian markets?

Will abstaining from eating meat affect your financial budget?

Which diet is cheaper in Egypt: Vegetarian or Omnivore?

Another day at the office, another discussion about ordering food. What are we going to order and how are we going to order? The usual conflict happened; some wanted to save money, some wanted to order quickly and nobody wanted to make the order. After much deliberation, we decided to order from Elmenus and Talabat. Maybe we can finally put this debate to rest once and for all and see which app provided the cheapest and most efficient way to order food. Our experiment was simple: replicate five orders from five restaurants, on both applications.&nbsp;<h3>Which is Cheaper?</h3>&nbsp;<h4>Elmenus:</h4>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-Total bills before offers: 726EGP&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-Total bills after offers: 638EGP&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;- We save: 88EGP&nbsp;&nbsp;<h4>Talabat:&nbsp;</h4>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-Total bills before offers: 723EGP&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-Total bills after offers: 708EGP&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-We save: 15EGP&nbsp;&nbsp;&nbsp;Elmenus was cheaper on the day because of the available offers at the specific restaurants we chose.&nbsp;&nbsp;<h3>Which is Easier to Use?</h3>&nbsp;Both apps are very user friendly. However, since Elmenus has been around for much longer, in Egypt, we found it a little bit easier to use. We Knew where everything was and it was easier for us to find the restaurants we wanted. But, with Talabat you can order online from any restaurant on the app, which is convenient, as opposed to Elmenus, which does not always offer online ordering.&nbsp;&nbsp;<blockquote>Both apps are very user friendly</blockquote>&nbsp;This one comes down to a matter of preference for the user interface, given that both apps are incredibly user friendly and have the same restaurants.&nbsp;&nbsp;<h3>Which One is Faster?</h3>&nbsp;Our orders took anywhere from 30 - 45 minutes to arrive, with the exception of one order which took an hour. There was no difference in terms of delivery time between both apps. Food was delivered fresh and on time!&nbsp;<h3>About the Applications:</h3>&nbsp;<a href="https://www.elmenus.com/">ElMenus</a>: An Egypt based company that started in 2011 with the vision to help people decide what to eat.&nbsp;<a href="https://www.talabat.com/egypt">Talabat</a>: Established in Kuwait in 2004, Talabat operates in the MENA region having entered the Egyptian market through its acquisition of the once popular Otlob brand.

Which food application provides a better food ordering experience in your opinion, Elmenus or Talabat?

Which application provides a better food ordering experience?

Which application wins: Elmenus vs. Talabat?

&nbsp;In recent years, the topic of Uber vs. Careem has become quite controversial. It has been the source of many arguments amongst friends and family. Many believe that Uber is the best concept to come to Egypt in many years; others feel that Careem is doing very well and going above and beyond as a competitor in the market. To finally put this controversy to rest, we decided to put things to the test and conduct a mini-experiment to determine which application wins out over the other.&nbsp;&nbsp;<h3>The Experiment:&nbsp;</h3>&nbsp;4 People, 2 Applications, 1 Goal&nbsp;&nbsp;Two individuals took a trip from Shubra to Zamalek, while another two went from Downtown to Zamalek. To make a fair comparison between the two applications, each individual took an Uber and Careem respectively on their routes.&nbsp;&nbsp;<h4>The experiment’s intent was to compare the following:&nbsp;</h4>&nbsp;<ul><li>affordability</li></ul>&nbsp;<ul><li>Speed of arrival at locations</li></ul>&nbsp;<ul><li>user-friendliness</li></ul>&nbsp;&nbsp;<h4>Uber vs. Careem: Downtown to Zamalek</h4>&nbsp;<ul><li>Speed of Arrival:&nbsp;&nbsp;Both individuals arrived at Zamalek at the same time</li></ul>&nbsp;<ul><li>Affordability:&nbsp;Careem turned out to be more affordable than Uber. It is important to consider that the Careem passenger chose the GoAwfar option, whereas the Uber passenger chose UberX. GoAwfar generally saves a person 20% of the standard fare price; however, the cars themselves are older modes compared to the regular Careem rides.</li></ul>&nbsp;&nbsp;<h4>Uber vs Careem: Shubra to Zamalek</h4>&nbsp;<ul><li>Speed of Arrival:&nbsp;&nbsp;Both individuals arrived at Zamalek at the same time</li></ul>&nbsp;<ul><li>Affordability:&nbsp;Uber turned out to be the cheaper option here. The Uber rider chose UberX; this usually saves 25% of the standard fare price, whereas the Careem passenger chose a regular ride.</li></ul>&nbsp;<h4>Journeys from Downtown to Zamalek:</h4>&nbsp;UberX:&nbsp;29 EGPCareem GoAwfar:&nbsp;23 EGP&nbsp;<h4>Journeys from Shubra to Zamalek:</h4>&nbsp;UberX:&nbsp;33 EGPCareem:&nbsp;35 EGP&nbsp;&nbsp;<blockquote>in the case of all the above journeys, all passengers arrived at their respective locations at the same time</blockquote>&nbsp;&nbsp;<h4>Ease of Use and Benefits:</h4>&nbsp;With respect to our experiment, all four individuals rated Uber and Careem equally in terms of ease of use. Therefore, it essentially goes back to which application a person is accustomed to using. However, once you begin to use both applications regularly, you come to realize that that there is not much difference between them as both have very similar functionalities. Moreover, there is a general consensus that both are very convenient and have become indispensable items in our daily lives.&nbsp;Uber and Careem are quite similar as both applications allow drivers to return your change in the applications' digital wallet. In addition, both allow you to pay for your rides via credit card.&nbsp;Yet, Careem has an advantage over Uber in that they have a points program where you can rack up points based on your usage and redeem these points for various privileges. Privileges may include trip offers, money in your digital wallet, or shopping and food delivery discounts. Careem further gives you the option to donate your points or use them as frequent flyer miles.&nbsp;&nbsp;<h3>Customer Service</h3>&nbsp;On a similar note, the most apparent point of difference between each is customer service:&nbsp;<ul><li>Careem provides a hotline number to call in the case of any complaints or incidents during your trip. All conflicts are resolved on the spot.</li></ul>&nbsp;<ul><li>Conversely, Uber’s customer service is not as efficient; all communication is done primarily through messages sent through the application. In the event of any incident, you are required to send them a message and wait for a response for a prolonged period of time.</li></ul>&nbsp;&nbsp;<h3>Which is Faster?</h3>&nbsp;Surprisingly, in the case of all the above journeys, all passengers arrived at their respective locations at the same time, give or take a few minutes.&nbsp;Overall, through this experiment, we can conclude that Uber and Careem are very much alike in terms of functionality. Thus, it all depends on what you are used to using and how well you keep up with offers and promo codes provided by each application.&nbsp;&nbsp;<h3>Brief Overviews&nbsp;&nbsp;</h3>&nbsp;<h4>Uber</h4>&nbsp;Uber is a ride-sharing company that was founded in 2009 by Travis Kalanick and Garrett Camp. It started as a simple idea: What if you could request a ride from your phone instead of hailing a cab? Today, Uber is a success story and has transformed the ride-hailing industry and grown to become one of the most valuable companies in the world.&nbsp;<h4>Careem</h4>&nbsp;Established in July 2012 by Mudassir Sheikha and Magnus Olsson, Careem began as a website-based service for corporate car bookings and evolved to become a smartphone-friendly car hire service for everyday use. Uber acquired Careem in 2020 for $3.1 billion.

A real experiment elaborates which is better and faster between Uber and Careem?

Which do you think is better, Uber or Careem?

Who will win? Uber vs. Careem

Visa and Mastercard are both companies whose primary objectives are to facilitate your payments or money withdrawals, through your bank or any other bank. In short, they are mediators, who gather information on bank balances throughout the world and make it easier for you to use your card anywhere you go.&nbsp;Founded in May 2019, Meeza is the first local prepaid card. In other words, it is the first 100% Egyptian electronic payment method, in which you will find a variety of Egyptian banking options at a nominal price. In addition, you can easily recharge it at the bank where you opened your account or through its respective ATM machine.&nbsp;<h3>Now that you know a little bit about each one, the question is, which one is the best one for you?</h3>&nbsp;There are very minor differences between Visa and Mastercard which may not even be apparent. They are so similar that generally speaking, everyone treats them alike and when compared with Meeza, we find even more similarities between all three.&nbsp;&nbsp;<blockquote>Meeza card accepts local and international transfers, unlike Visa and Mastercard.</blockquote>&nbsp;<ul><li>Each has a 3-year validity</li><li>You must be at least 16 years of age to apply for them</li><li>You do not need to have a bank account to issue any of the cards</li><li>You can use all three cards in your electronic transactions</li></ul>&nbsp;<h4>On the other hand, there are also clear differences between them:</h4>&nbsp;<ul><li>Meeza card accepts local and international transfers, unlike Visa and Mastercard.</li><li>The service fees for all three cards are the same, however, Meeza is the only one whose fees will be transferred in Egyptian pounds, unlike Visa and Mastercard, whose fees are transferred in US dollars.&nbsp; Therefore, with Meeza, no foreign currency will go outside of Egypt.</li><li>Visa and Mastercard can be used abroad, whereas Meeza can only be used in Egypt.</li></ul>

Which card did you try to use, Visa, or Master Card, or the Egyptian Meeza card?

Compare between the top 3 Banking cards in Egypt

What’s the difference between Visa, Master Card, and Meeza?

Here are the top five 3-years certificates with the highest quarterly interest rate, after the interest rate change in November 2020. Also, You can visit <a href="https://www.faydety.com/en/save/deposits">Faydety</a> to compare all the Certificates of Deposits offered by the banks.&nbsp;<h3>1- The "Platinum" Certificate</h3>&nbsp;Bank: Al Ahli National Bank of EgyptCertificate Duration: 3 yearsMinimum Amount: 1,000 EGP &amp; multipliesInterest Rate: 12,25%Interest Payment Frequency: Quarterly&nbsp;<h3>2- “Al Qimma” Certificate</h3>&nbsp;Bank: Banque MisrCertificate Duration: 3 yearsMinimum Amount: 1,000 EGP &amp; multipliesInterest Rate: 12,25%Interest Payment Frequency: Quarterly&nbsp;<blockquote>You can visit <a href="https://www.faydety.com/en/save/deposits">Faydety</a> to compare all the Certificates of Deposits offered by the banks</blockquote>&nbsp;<h3>3- “The Fixed” Certificate</h3>&nbsp;Bank: QNB AlAhliCertificate Duration: 3 yearsMinimum Amount: 1,000 EGP &amp; multipliesInterest Rate: 12,25%Interest Payment Frequency: Quarterly&nbsp;<h3>4- “The Primo” Certificate</h3>&nbsp;Bank: Banque du CaireCertificate Duration: 3 yearsMinimum Amount: 1,000 EGP &amp; multipliesInterest Rate: 12,10%Interest Payment Frequency: Quarterly&nbsp;<h3>5-&nbsp; "The Diamond" Certificate&nbsp;</h3>&nbsp;Bank: The United BankCertificate Duration: 3 yearsMinimum Amount: 500 EGP &amp; multipliesInterest Rate: 11,75%Interest Payment Frequency: Quarterly

Check the last top Certificate of Deposits in Egypt at the end of 2020

Are you considering investing in Certificate of Deposits?

Top 5 Certificate of Deposits in December 2020

Certificates of Deposits are distinguished from the rest of the banking services as having the interest rates and therefore the highest returns. You can visit&nbsp;<a href="https://www.faydety.com/en/save/deposits">Faydety</a>&nbsp;to compare all the Certificates of Deposits offered by the banks.&nbsp;Here we have collected the top 5 3-years certificates with the largest monthly interest at the beginning of 2021.&nbsp;<h3>1- “The Primo” Certificate</h3>&nbsp;<ul><li>Bank: Banque du Caire</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,25%</li><li>Interest Payment Frequency: monthly</li></ul> &nbsp;<h3>2- The "Platinum" Certificate</h3>&nbsp;<ul><li>Bank: Al Ahli National Bank of Egypt</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<blockquote><a href="https://www.faydety.com/en/save/deposits">Faydety</a>&nbsp;to compare all the Certificates of Deposits offered by the banks.</blockquote><h4>&nbsp;</h4><h3>3- “Al Qimma” Certificate</h3>&nbsp;<ul><li>Bank: Banque Misr</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>4- “The Triple” Certificate</h3>&nbsp;<ul><li>Bank: QNB AlAhli</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul> &nbsp;<h3>5- “Emerald” Certificate</h3>&nbsp;<ul><li>Bank: AAIB</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 5,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul> &nbsp;<h3>6-&nbsp; "Star" Certificate&nbsp;</h3>&nbsp;<ul><li>Bank: SAIB</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 5,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul> &nbsp;

The highest Certificates of Deposits in January 2021 in the Egyptian Banks in the begging of the year

Top 6 CDs in January 2021

Here are the top 5 saving accounts in January 2021:&nbsp;<h3>1- Abu Dhabi Commercial Bank (ADCB)</h3>&nbsp;-Account name: Tawfeer Plus-Interest Rate: Up to 6.75% annually-Minimum balance to open an account: 5,000 EGP-Minimum balance to earn interest:&nbsp; 5,000 EGP &nbsp;<h3>2- National Bank of Egypt (NBE)</h3>&nbsp;-Account name: Saving Account-Interest Rate: Up to 5.25% annually-Minimum balance to open an account: 1,000 EGP-Minimum balance to earn interest: 3,001 EGP &nbsp;<blockquote>Which do you prefer Saving or Current accounts?</blockquote> &nbsp;<h3>3- Banque Misr (BM)</h3>&nbsp;-Account name: Youth Saving Account-Interest Rate: Up to 5.25% annually-Minimum balance to open an account: 500 EGP-Minimum balance to earn interest: 500 EGP &nbsp;<h3>4- Audi Bank</h3>&nbsp;-Account name: Step Up-Interest Rate: from 5.10% to 8.35% annually-Minimum balance to open an account: 500 EGP-Minimum balance to earn interest: 20,000 EGP &nbsp;<h3>5-Arab African International Bank (AAIB)</h3>&nbsp;-Account name: Golden&nbsp;-Interest Rate: from 4.25% to 8.50% annually-Minimum balance to open an account: 5,000 EGP-Minimum balance to earn interest:&nbsp; 5,000 EGP &nbsp;

The highest saving accounts in the begin of the year in January 2021 with the highest interest

Open a saving account to get a debit card

The Highest Interest Rates of Savings Accounts, January 2021

TDS are saving instruments that are offered by most banks, whereby you deposit a certain sum of money with the bank with a period of less than one year, and they pay you an agreed upon interest rate.&nbsp;If you are looking for a way to invest your money in a short period of time, Deposits /TDs are the best choice for you. A deposit’s duration ranges from one month to one year, and it always has a fixed interest rate, unlike the Certificate of Deposit which consists of 3 types of interest.&nbsp;<h3>What do I need to apply for a Saving Deposit?</h3>&nbsp;Generally, you only need two things:<ul><li>Know Your Client “KYC” form</li><li>An account opening form to open your account</li></ul>&nbsp;Here are the top 6 annual Term Deposits with the highest interest rate in January 2021&nbsp;<h3>1- BLOM Bank</h3>&nbsp;Duration: one yearInterest Rate: 6.25%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;<h3>2- Crédit Agricole</h3>&nbsp;Duration: one yearInterest Rate: 5.75% &nbsp;<h3>3- Arab African International Bank&nbsp;</h3>&nbsp;Duration: one yearInterest Rate: 5.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<blockquote>Have you ever buy a TD?</blockquote> &nbsp;<h3>&nbsp;4- Attijariwafa Bank</h3>&nbsp;Duration: one yearInterest Rate: 5.25%&nbsp;<h3>5- Alex Bank</h3>&nbsp;Duration: one yearInterest Rate: 5.25% &nbsp;<h3>6- Arab Bank</h3>&nbsp;Duration: one yearInterest Rate: 5.25%&nbsp;

The highest interest rate on the annual Term of Deposits in Egypt 2021 in the begin of January

The Highest Term of Deposits at the beginning of 2021

Top 6 Term Deposits in January 2021

“ How long does the 100LE card last you?” this question we’ve heard over and over during the last month after the Company's internet failed due to “maintenance issues”. We all immediately switched to mobile hotspots and then it dawned on us, which operator provides the best value?
 
As usual, we gathered four victims, I mean volunteers each with a different mobile operator.  We asked each of them to charge for 100LE and sat quietly and observed what they got.
 
<h4>WE Vs Etisalat Vs Vodafone Vs Orange </h4>
 
When we first started the exercise we found it very confusing, the naming of each company in addition to not all having a basic 100LE package got us initially confused, especially since the value was interchangeable between minutes, SMS, and MBS (that's not even taking into account what you're using the megabytes for).
 
<h4>Charging for 100LE gives you the following:</h4>
 
<ul><li>Orange: Control Plus 70</li>
<li>Vodafone:Flex Family 100</li>
<li>Etisalat:Demagh Tanya</li>
<li>WE:Tazbeet 65</li>
</ul> 
<h4>So who's cheaper?</h4>
 
Orange:
 
<ul><li>Package cost: 70LE</li>
<li>Minute cost to the same network:2 piasters</li>
<li>Megabyte cost:1 piaster</li>
</ul> 
Vodafone:
 
<ul><li>Package cost: 100LE</li>
<li>Minute cost to the same network:2 piasters</li>
<li>Minute cost to other networks: 10 piasters</li>
<li>Megabyte cost:Less than 1 piaster</li>
</ul> 
Etisalat:
 
<ul><li>Package cost: 100LE</li>
</ul> 
Program 1 (8,000 Megabytes &amp; 400 units)
<ul><li>Minute cost to the same network:25 piasters</li>
<li>Minute cost to other networks: 90 piasters</li>
<li>Megabyte cost:1 piaster</li>
</ul> 
Program 2 (7,000 Megabytes &amp; 500 units)
<ul><li>Minute cost to the same network:20 piasters</li>
<li>Minute cost to other networks: 80 piasters</li>
<li>Megabyte cost:1 piaster</li>
</ul> 
Program 3 (3,000 Megabytes &amp; 2,000 units)
<ul><li>Minute cost to the same network:5 piasters</li>
<li>Minute cost to other networks: 25 piasters</li>
<li>Megabyte cost:3 piasters</li>
</ul> 
WE:
 
<ul><li>Package cost: 95 LE</li>
<li>Minute cost to the same network:8 piasters</li>
<li>Minute cost to other networks: 40 piasters</li>
<li>Megabyte cost:0.25 piaster</li>
</ul> 
<blockquote>
All 100 packages are customed to complete a month.
</blockquote>
 
Based on some simple math here’s our conclusion:
 
<ul><li>Etisalat offers the best program (demagh tanya) as you can adjust to your individual needs.</li>
<li>If you talk more than browse then Vodafone and Orange might be better options</li>
<li>If you’re a heavy browser then WE is your choice</li>
</ul> 
Some brief information about the mobile network operators:
 
Orange: This was the first operator in Egypt when it was launched in 1998 as “Mobinil”, and was changed to Orange in 2016.
 
Vodafone: It is the second operator to enter the Egyptian market in 1998 and was launched with the brand name “Click”.
 
Etisalat: Was established in 2007 directly by the Etisalat parent company
 
WE: Is the mobile arm of the national landline telecom operator and was launched in 2017 and is the only Egyptian owned business.
 
Compare and Decide? Is a series of articles to help you decide between various service options in the Egyptian market. It is based on real life tests by our team and we can tell you they have a lot of fun doing them.

Read Faydety's blog and know the Comparison between all the telecom companies in Egypt the 100 package

Which Telecom company do you use its package?

Vodafone, We, Etisalat, or Orange Mobile Packages?

Certificates of Deposits are distinguished from the rest of the banking services as having the interest rates and therefore the highest returns. 
 
Here we have collected the top 5 3-years certificates with the largest monthly interest at the beginning of 2021.
 
<h4>1- The "Platinum" Certificate</h4>
 
<ul><li>Bank: Al Ahli National Bank of Egypt</li>
<li>Certificate Duration: 3 years</li>
<li>Minimum Amount: 1,000 EGP &amp; multiplies</li>
<li>Interest Rate: 11,00%</li>
<li>Interest Payment Frequency: monthly</li>
</ul> 
<h4>2- “Al Qimma” Certificate</h4>
 
<ul><li>Bank: Banque Misr</li>
<li>Certificate Duration: 3 years</li>
<li>Minimum Amount: 1,000 EGP &amp; multiplies</li>
<li>Interest Rate: 11,00%</li>
<li>Interest Payment Frequency: monthly</li>
</ul> 
<h4>3-“The Triple” Certificate</h4>
 
<ul><li>Bank: BLOM Bank</li>
<li>Certificate Duration: 3 years</li>
<li>Minimum Amount: 1,000 EGP &amp; multiplies</li>
<li>Interest Rate: 11,00%</li>
<li>Interest Payment Frequency: monthly</li>
</ul> 
<blockquote>
CDs are distinguished as having the interest rates and therefore the highest returns. 
</blockquote>
 
<h4>4-“Fixed” Certificate</h4>
 
<ul><li>Bank: ABK Bank</li>
<li>Certificate Duration: 3 years</li>
<li>Minimum Amount: 1,000 EGP &amp; multiplies</li>
<li>Interest Rate: 11,00%</li>
<li>Interest Payment Frequency: monthly</li>
</ul> 
<h4>5-  "Platinum" Certificate </h4>
 
<ul><li>Bank: Arab Bank</li>
<li>Certificate Duration: 3 years</li>
<li>Minimum Amount: 10,000 EGP &amp; multiplies</li>
<li>Interest Rate: 11,00%</li>
<li>Interest Payment Frequency: monthly</li>
</ul> 
<h4>6-“The Primo” Certificate</h4>
 
<ul><li>Bank: Banque du Caire</li>
<li>Certificate Duration: 3 years</li>
<li>Minimum Amount: 1,000 EGP &amp; multiplies</li>
<li>Interest Rate: 10,75%</li>
<li>Interest Payment Frequency: monthly</li>
</ul>

Read Faydety's blog and know the Top 6 Certificate of Deposits in Egypt in February 2021

Top 6 CDs in February 2021

People who are their own bosses and command their own hours have always existed. But recently the term “freelancer” has become very popular and further popularized by companies like UBER or Talabat.In this series of articles, we aim to compare the pros and cons of freelancing vs full time work for a specific profession (this week we will focus on Photographers).&nbsp;Demand for photographers has exploded in our growing social media &amp; E-commerce world. The job requires talent as well as taking courses and work-shops to improve your skillset as well as being able to cover different job types.&nbsp;Here are 5 points to take into consideration before deciding to become a full-time or freelance photographer:&nbsp;<h4>1- Stability:</h4>&nbsp;<ul><li>Fulltime: This one may be obvious that a full time job gives you significantly more stability than a freelance position and typically carries benefits (medical insurance, social insurance, etc.) that protect against any down side risk you may have in case work decreases or you fall ill and are unable to work.</li><li>Freelancer: As a freelancer you have to make sure that you buy medical insurance to cover any potential medical bills and while that does offer some protection if you are unable to work you will have no earnings.&nbsp;</li></ul>&nbsp;<h4>2 - Income:</h4>&nbsp;<ul><li>Fulltime: Salaries range between LE 2,700 to LE 8,000 pounds monthly but that doesn’t take into account the cost of all the benefits you do not get as a freelancer.&nbsp;</li><li>Freelancer: Jobs have a wide range from LE1,000 to LE 15,000 depending on your track record and the number of hours required for the job.</li></ul>&nbsp;<blockquote>This job requires talent as well as taking courses and work-shops to improve your skillset&nbsp;</blockquote>&nbsp;<h4>3- Expenses:</h4>&nbsp;<ul><li>Fulltime: As a full timer the only expense you need to worry about is your meals and transportation to and from work. All other expenses are borne by the company and you do not have to worry about them.</li><li>Freelancer: Not only do you have to carry all the expenses of your operation which can grow into a very large amount and require significant tracking. It can also require a large upfront investment to buy a camera, lenses, filters, etc.</li></ul>&nbsp;<h4>4- Rules:</h4>&nbsp;<ul><li>Fulltime: As a full timer you will need to follow your company rules, from dress code to working hours, etc.&nbsp;</li><li>Freelancer: Simple there are no rules. Work when you want, dress as you want, do whatever you want.&nbsp;</li></ul>&nbsp;<h4>5- Team:</h4>&nbsp;<ul><li>Fulltime: One of the main benefits is related to the team around you and how they can support you both professionally and personally. Some of the greatest friends you can make can start out as co-workers.&nbsp;</li><li>Freelancer: You are alone, accept it, embrace it and move on.</li></ul>&nbsp;Obviously the basic rule applies, high risk = high reward. While being a freelancer can be financially significantly more lucrative, it requires a high degree of risk and personal sacrifice.

Comparison between freelancer and fulltime photographers, among whom does he earn more?

Full comparison of photographers, freelancers, and full-time in a company, in terms of salaries and job stability

Who wins? Freelancers vs. Full-timers Photographers

This week we woke up to a surprise from our manager, we have an important meeting in Smart Village. Whereby some sold us out and took their cars, the rest of us were sitting deciding how to go. And from here the debate started Uberbus vs. Swvl vs. a regular microbus and the teams were formed.&nbsp;&nbsp;<h4>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Swvl VS Microbus VS Uber bus&nbsp;</h4>&nbsp;<h4>Cost:</h4><ul><li>UberBus: From Tahrir square to Smart Village (LE 35)</li><li>Swvl: From Tahrir square to Smart Village (LE 36)</li><li>MicroBus: From Abdelmoneim Riyad square to the end of Mehwar/beginning of Sahrawi LE 7, LE 3 from the Mehwar to the Smart Village gates, then a taxi for LE 10 to the inside of Smart Village (So a total of LE 20)</li></ul>&nbsp;So without offers, the Microbus is obviously significantly cheaper but taking offers (which are regular from both Uber and Swvl) into account they all cost pretty much the same.&nbsp;<blockquote>Both Uber and Swvl take more or less the same time route depending</blockquote>&nbsp;<h4>Efficiency:</h4>&nbsp;Uber and Swvl offer a lot of similar features that increase their efficiency and ride enjoyment. These include booking seats, seeing GPS arrival times, being able to complain, and most importantly a single ride the whole way. A regular microbus offers none of that yet the only advantage is that you don’t need to book in advance.&nbsp;<h4>Speed:</h4>&nbsp;Both Uber and Swvl take more or less the same time route depending, the regular Microbus takes longer due to the changes in the middle.&nbsp;&nbsp;In conclusion, if you’re looking to save every penny then the Microbus is your champion, but if you value efficiency and comfort then both Uber and Swvl offer very similar services, and its best to look out for who you can use the latest offer with.&nbsp;

Comparison between buses that go to the Smart Village

What is the most saving and fastest bus goes to the Smart Village?

Who Wins? Uber Bus, Swvl, or the Regular Microbus?

Here we have collected the top 5 3-years certificates with the largest monthly interest in March 2021.<h4>&nbsp;</h4><h4>1- The "Platinum" Certificate</h4>&nbsp;<ul><li>Bank: Al Ahli National Bank of Egypt</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h4>2- “Al Qimma” Certificate</h4>&nbsp;<ul><li>Bank: Banque Misr</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<blockquote>CDs are distinguished as having the interest rates and therefore the highest returns.&nbsp;</blockquote>&nbsp;<h4>3-“The Triple” Certificate</h4>&nbsp;<ul><li>Bank: BLOM Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h4>4-“Fixed” Certificate</h4>&nbsp;<ul><li>Bank: ABK Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h4>5-&nbsp; "Platinum" Certificate&nbsp;</h4>&nbsp;<ul><li>Bank: Arab Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 10,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h4>6-“The Primo” Certificate</h4>&nbsp;<ul><li>Bank: Banque du Caire</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10,75%</li><li>Interest Payment Frequency: monthly</li></ul>

The Highest Certificates of Deposits in the Egyptian Banks 

Top 6 CDs in March 2021

TDS are saving instruments that are offered by most banks, whereby you deposit a certain sum of money with the bank with a period of less than one year, and they pay you an agreed upon interest rate.&nbsp;If you are looking for a way to invest your money in a short period of time, Deposits /TDs are the best choice for you. A deposit’s duration ranges from one month to one year, and it always has a fixed interest rate, unlike the Certificate of Deposit which consists of 3 types of interest.&nbsp;<h3>What do I need to apply for a Saving Deposit?</h3>&nbsp;Generally, you only need two things:<ul><li>Know Your Client “KYC” form</li><li>An account opening form to open your account</li></ul>&nbsp;Here are the top 6 annual Term Deposits with the highest interest rate in March 2021:&nbsp;<h4>1- Bank Audi&nbsp;</h4>&nbsp;Duration: one yearInterest Rate: 8.00%&nbsp;<h4>&nbsp;2- Attijariwafa Bank</h4>&nbsp;Duration: one yearInterest Rate: 7.00%&nbsp;<h4>3- BLOM Bank</h4>&nbsp;Duration: one yearInterest Rate: 6.25%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<blockquote>There is no limit to the amount deposited in the TDs</blockquote>&nbsp;<h4>4- Crédit Agricole</h4>&nbsp;Duration: one yearInterest Rate: 6.00%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<h4>5- Arab African International Bank&nbsp;</h4>&nbsp;Duration: one yearInterest Rate: 5.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<h4>6- Arab Bank</h4>&nbsp;Duration: one yearInterest Rate: 5.50%

The annual deposit is considered the best solution if you need to save your money for a short period

Top 6 Term Deposits in March 2021

Here are the top 5 accounts in March 2021:&nbsp;<h3>1- Abu Dhabi Commercial Bank (ADCB)</h3>&nbsp;-Account name: Tawfeer Plus-Interest Rate: from 6.75% up to 7.50% annually-Minimum balance to open an account: 5,000 EGP-Minimum balance to earn interest:&nbsp; 5,000 EGP&nbsp;<h3>2- Audi Bank</h3>&nbsp;-Account name: Step Up-Interest Rate: from 5.10% to 8% annually-Minimum balance to open an account: 500 EGP-Minimum balance to earn interest: 20,000 EGP&nbsp;<h3>3- Banque Misr BM</h3>-Account name: Youth Saving Account-Interest Rate: From 4.75% up to 5.25% annually-Minimum balance to open an account: 500 EGP-Minimum balance to earn interest: 500 EGP&nbsp;&nbsp;<blockquote>The Savings Account has benefits, and linked to the Debit Card</blockquote>&nbsp;&nbsp;<h3>4- Arab African International Bank AAIB</h3>&nbsp;-Account name: Golden&nbsp;-Interest Rate: from 4.25% to 8% annually-Minimum balance to open an account: 5,000 EGP-Minimum balance to earn interest:&nbsp; 5,000 EGP&nbsp;<h3>5- National Bank of Egypt (NBE)</h3>&nbsp;-Account name: Saving Account-Interest Rate: From 3.20% up to 5.25% annually-Minimum balance to open an account: 1,000 EGP-Minimum balance to earn interest: 3,001 EGP

The Highest top five Saving Accounts in the Egyptian Banks in March 2021

The Highest Interest Rates of Savings Accounts, March 2021

Life is unpredictable. You never know what might happen; you might be exposed to all sorts of danger at any time; therefore, it is essential to find ways to reduce the impact of potential losses if and when they do occur. This is where insurance comes in and proves quite useful. There are many different types of insurance available; the most popular types of insurance that individuals tend to invest in are property insurance and life insurance.&nbsp;<h3>Property Insurance&nbsp;</h3>&nbsp;This is one of the most important types of insurance that many seek to invest in to cover any potential damages to their property. This type of insurance reimburses an individual or business and protects a physical property, whether that asset is a home or a vehicle, against loss from theft, fire, natural disasters, etc.&nbsp;&nbsp;<h4>How Property Insurance Works</h4>&nbsp;The insurance company investigates an insurance claim and clarifies the cause of a particular incident and its respective damages. Accordingly, the company specifies the amount to be paid to the insured person to cover any losses.&nbsp;The percentage of insurance coverage is determined according to the value of the insured asset and its contents. For example, if the asset is a house, the insurance company determines its value, and accordingly, the reimbursement amount is determined. Compensation can take many forms, including home repair, replacement housing, or monetary compensation.&nbsp;The insurance company will not incur any costs in the event that the insured individual or his/her family participated in the incident.&nbsp;Get your <a href="https://www.faydetyinsurance.com/en/home-insurance">Home Insurance</a> policy now through Faydety!&nbsp;<blockquote>The percentage of insurance coverage is determined according to the value of the insured asset and its contents</blockquote>&nbsp;&nbsp;<h3>Life Insurance&nbsp;</h3>&nbsp;Life insurance is another type of insurance where, in exchange for premium payments, an individual requests insurance for themselves. This type of insurance can be further separated into two categories:&nbsp;<h4>Term Life Insurance:</h4>&nbsp;The company pays the amount written in the insurance policy to the heirs or beneficiaries chosen by the insured in the event of the policy holder's death during a specified period of time.&nbsp;<h4>Whole Life Insurance:</h4>&nbsp;In the event of the policyholder's death before the age of 65, the insurance company pays the amount that is written in the insurance policy to the heirs or beneficiaries chosen by the insured. However, if the policyholder reaches the age of 65, the company is obligated to pay him/her the agreed-upon amount as part of his/her pension.&nbsp;

Life insurance & Property insurance are different ,so what do you need the most?

What do you most need, Life insurance or Property insurance?

Difference between Property Insurance & Life Insurance

Here we have collected the top 6 3-years certificates with the largest monthly interest in April 2021.You can compare now the different <a href="https://www.faydety.com/save/deposits">Certificates of Deposits</a> on Faydety website.<h3>1- The "Platinum" Certificate</h3>&nbsp;<ul><li>Bank: Al Ahli National Bank of Egypt</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>2- “Al Qimma” Certificate</h3>&nbsp;<ul><li>Bank: Banque Misr</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>3-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: Mashreq Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<blockquote>Certificate of deposits have the highest interest in the Banks products&nbsp;</blockquote>&nbsp;<h3>4-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: ِAudi Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10,50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>5-“The Primo” Certificate</h3>&nbsp;<ul><li>Bank: Banque du Caire</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10,50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>6- "The Triple" Certificate&nbsp;</h3>&nbsp;<ul><li>Bank: QNB AlAhli</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 10,000 EGP &amp; multiplies</li><li>Interest Rate: 10,50%</li><li>Interest Payment Frequency: monthly</li></ul>

Compare between best 6 certificate of deposits in Egypt for April 2021

Top 6 Certificates of Deposits in April 2021

TDS are saving instruments that are offered by most banks, whereby you deposit a certain sum of money with the bank with a period of less than one year, and they pay you an agreed upon interest rate.&nbsp;<h3>What do I need to apply for a Saving Deposit?</h3>&nbsp;Generally, you only need two things:<ul><li>Know Your Client “KYC” form</li><li>An account opening form to open your account</li><li>&nbsp;</li></ul>Here are the top 9 annual Term Deposits with the highest interest rate in April 2021:&nbsp;<h3>1- ADIB</h3>&nbsp;Duration: one yearInterest Rate: 6.50%&nbsp;<h3>&nbsp;2- HSBC</h3>&nbsp;Duration: one yearInterest Rate: 6.50%&nbsp;<h3>3 - Crédit Agricole</h3>&nbsp;Duration: one yearInterest Rate: 6.00%&nbsp;If you want to apply to one of those TDs now, check <a href="https://www.faydety.com/en/save/deposits">Faydety </a>to choose the best one for you&nbsp;<h3>4- Mashreq Bank</h3>&nbsp;Duration: one yearInterest Rate: 6.00%&nbsp;&nbsp;&nbsp;<h3>5- AUB</h3>&nbsp;Duration: one yearInterest Rate: 5.75%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<h3>6- Arab African International Bank&nbsp;</h3>&nbsp;Duration: one yearInterest Rate: 5.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<blockquote>TDs is duration begin with a month until a year.</blockquote>&nbsp;<h3>7- Audi Bank</h3>&nbsp;Duration: one yearInterest Rate: 5.50%&nbsp;<h3>8- Arab Bank</h3>&nbsp;Duration: one yearInterest Rate: 5.25%&nbsp;<h3>9- Wafa Bank</h3>&nbsp;Duration: one yearInterest Rate: 5.25%

The Top 9 Term of Deposits in the Egyptian Banks in April 2021, ADIB is the first

Top 9 Term of Deposits in April 2021

<h3>Here are the top 5 accounts in April 2021:</h3>&nbsp;<h4>1- Abu Dhabi Commercial Bank (ADCB)</h4>&nbsp;-Account name: Tawfeer Plus-Interest Rate: 8.75% annually-Minimum balance to open an account: 5,000 EGP-Minimum balance to earn interest:&nbsp; 5,000 EGP&nbsp;<h4>2- Audi Bank</h4>&nbsp;-Account name: Step Up-Interest Rate: from 4.75% to 7.75% annually-Minimum balance to open an account: 20,000 EGP-Minimum balance to earn interest: 20,000 EGP&nbsp;<blockquote>Savings accounts are available in more than one type of Return, monthly to yearly</blockquote>&nbsp;<h4>3- Banque Misr (BM)</h4>&nbsp;-Account name: Youth Saving Account-Interest Rate: From 3.50% up to 5.25% annually-Minimum balance to open an account: 1,500 EGP-Minimum balance to earn interest: 1,500 EGP&nbsp;<h4>4- Arab African International Bank (AAIB)</h4>&nbsp;-Account name: Golden&nbsp;-Interest Rate: from 4.25% to 8.50% annually-Minimum balance to open an account: 5,000 EGP-Minimum balance to earn interest:&nbsp; 5,000 EGP&nbsp;<h4>5- National Bank of Egypt (NBE)</h4>&nbsp;-Account name: Saving Account-Interest Rate: 5.25% annually-Minimum balance to open an account: 1,000 EGP-Minimum balance to earn interest: 3,001 EGP

5 Savings Accounts with the Highest Interest Rates in the month of  April 2021

Top 5 Savings Accounts in April 2021

Here we have collected the top 5 3-years certificates of Deposits with the largest monthly interest in May 2021.You can choose between the different <a href="https://www.faydety.com/en/save/deposits">Certificates of Deposits</a> in the Egyptian Banks with Faydety.&nbsp;&nbsp;<h3>1- The "Platinum" Certificate</h3>&nbsp;<ul><li>National Bank of Egypt</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul><h3>&nbsp;</h3><h3>2- “Al Qimma” Certificate</h3>&nbsp;<ul><li>Banque Misr</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>3-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Audi Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10,50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<blockquote>CDs have the highest interest rates in the Banking products</blockquote>&nbsp;&nbsp;<h3>4-“The Primo” Certificate</h3>&nbsp;<ul><li>Banque du Caire</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10,50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>5- "The Triple" Certificate&nbsp;</h3>&nbsp;<ul><li>QNB AlAhli</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 10,000 EGP &amp; multiplies</li><li>Interest Rate: 10,50%</li><li>Interest Payment Frequency: monthly</li></ul>

Here are the 5 top Certificates of Deposits in May 2021 in the Egyptian Banks

Top 5 Certificates Deposits in May 2021

A topic, or rather question, which has undergone much scrutiny recently is the following: what’s the difference between a full-time job vs freelancing? Is one better than the other? There are varying opinions on this matter, and below, we aim to provide some clarity and insight on each so that you may make a more informed decision if you are considering either option.&nbsp;<h3>But First, Some Basic Definitions</h3>&nbsp;A full-time job&nbsp;is when a person is recruited by an organization and works a minimum number of hours as defined by their employer, it is the quintessential nine-to-five job description.&nbsp;On the other hand,&nbsp;a freelance job&nbsp;is where a person works for themselves, instead of for a certain company. Freelancers are self-employed individuals who take work on a project basis for different organizations and clients.&nbsp;&nbsp;Many prefer the nature of freelance work, as they are their own boss; they are free to make their own choices and decisions. However, it is important to assess the pros and cons of both options before deciding which is the better fit for you.&nbsp;&nbsp;<h3>Advantages of Free-Lancing:</h3>&nbsp;1- Work from Anywhere and Everywhere:&nbsp;As a freelancer, you are not obligated to work from a specific location; your office is wherever you want it to be. You can travel to any place and still get your work done. You can work from home, sitting in bed in your pyjamas, from a beach, from a plane or another country – the choice is yours.&nbsp;2- Take Vacation Days Whenever You Like:&nbsp;If you need some time off, no need to ask anyone for permission! You’re not bound by a specific number of vacation days, as in the case of a full-time employee. As a freelancer, you can take as many days as you want, whenever you want.&nbsp;3- No Fixed Working Hours:&nbsp;As a freelancer, an essential skill is time management. This is because you are not required to stick to a strict 8-hour workday as you would in full-time employment; you can work at any time you prefer. You know what you need to do, and you set your own deadlines, so you get to finish your tasks whenever you please.&nbsp;4-Money:&nbsp;&nbsp;Unlike full-time jobs, you don’t have a fixed monthly salary, you get paid per project, and as such, you could always work on more than one project per month, so your money might even be double any full-time fixed salary, depending on your agreement with your client.&nbsp;<h3>Disadvantages of Free-Lancing:</h3>&nbsp;1- No Stable Income:&nbsp;Although the money you earn as a freelancer might be better than a monthly salary, there is one catch – it’s not stable. It really depends on what a client needs at any particular time. There could be months where you are working non-stop and earning a significant amount of money, and others with no projects coming your way and thus, no money.&nbsp;2- No Benefits:&nbsp;Full-time jobs tend to offer employees various benefits, such as medical insurance and paid vacation days. On the other hand, the freelancing does offer such benefits.&nbsp;3-Isolation:&nbsp;Freelancers tend to work alone, whereas, in full-time jobs, you usually work as part of a team and have colleagues around you. This is especially useful if you have a task requiring brainstorming and want to bounce some ideas off other people. This option doesn’t usually exist for freelancers.&nbsp;&nbsp;&nbsp;<blockquote>&nbsp;Many prefer the nature of freelance work, as they are their own boss; they are free to make their own choices and decisions.</blockquote>&nbsp;<h3>Advantages of Full-Time Jobs:</h3>&nbsp;1- Fixed Salary and Benefits:&nbsp;A full-time job guarantees a monthly income and, thus, stable income to support yourself. You might not earn as much as a freelancer, but at least you know that you will have some money to add to your wallet at the end of each month. An added bonus are the benefits you receive as an employee, such as medical insurance and paid annual leave. Starting salaries for full-time employment range between 3000 EGP to 4000 EGP. The average salary for a person with several years of experience is 8,500 EGP, and employees who have 10 years of experience could earn upwards of 15,000 EGP&nbsp;2- Working in Teams:&nbsp;For most jobs, teamwork is a very important aspect, and positive work culture is an advantage of working full-time. Colleagues, you can offer ideas and opinions during tasks and offer a helping hand when needed, unlike freelancing which tends to be a solo job...&nbsp;3- Career Growth:&nbsp;As part of an organizational hierarchy, full-time jobs offer career growth in terms of job position and salary depending on how long hard you work and how many years you spend at the company. For instance, with dedication and hard work, a marketing manager could get promoted to marketing director at a company, an option that is not available to freelancers.&nbsp;<h3>Disadvantages of Full-Time Jobs:</h3>&nbsp;1- Lack of Work-Life Balance:&nbsp;As a full-time employee, work tends to consume most of your time. There is not much time for any other activities during the week between the commute to work each day and working an 8-hour day.&nbsp;2- No Choice in Tasks:&nbsp;Full-time employees are usually obligated to work on specific tasks with specific deadlines set by their employer. You usually do not have a say in the matter. However, freelancers have the privilege of choosing what they want to work on.&nbsp;3- Limited Vacation Days:&nbsp;By law, full-time employees can only take 21 days of vacation each year. This can be quite limiting for certain people, who need to make each day count and plan everything in advance. On the other hand, freelancers do not face this situation and can take time off whenever and for as long as they like.&nbsp;

Freelancing vs Full Time Jobs – Which is the Better Option for your next Job?

Which do you prefer Freelancing or working Full-Time?

Freelancing vs Full Time Jobs, Which is the Better Option?

Eid is just around the corner, and so begins the annual household argument: Should we buy ready-made kahk or make it at home instead?&nbsp;Some prefer to do everything themselves, while others prefer to save time and buy things ready-made; either way, one thing is for sure, there is no household without kahk during Eid!&nbsp;<h3>The History of Kahk:</h3>&nbsp;Kahk is considered an Ancient Egyptian Pharaonic delicacy. This is evidenced by its illustrations on walls of various Ancient Egyptian temples. Moreover, after the Muslim conquest of Egypt, it has since remained one of the most important traditions in celebration of Eid Al-Fitr.&nbsp;Now that you’ve got a bit of background, this begs the question: Should you make homemade kahk and follow in the Pharoah’s footsteps or buy it from a store?&nbsp;To help you with your decision, we’ll tell you the cost of both options, and you can then choose which is more suitable for you.&nbsp;<h4>The Cost of Making One Kilo of Kahk at Home:</h4>&nbsp;<ul><li>1/2 Kilo of Ghee:&nbsp;50 EGP</li><li>Kahk Essence:&nbsp;5 EGP</li><li>One Kilo of Flour:&nbsp;10 EGP</li></ul>&nbsp;This means that if you were to make one kilo of kahk at home, it would cost you 65 pounds. If you were to bake it in an oven, that will cost an extra 30 EGP to 35 EGP, and so, overall, it would cost you around 90 EGP.&nbsp;If you decide to also make biscuits, the ingredients are exactly the same as &nbsp;kahk; however, you would need to add five eggs, thereby adding 10 EGP to your total cost. Thus, the overall cost is 100 EGP.&nbsp;<h3>Prices of Ready-Made Kahk Per Kilo</h3>&nbsp;If you’re not a fan of the kitchen or don’t have much time, then your go-to option is probably just to buy some kahk from a store. We’ve saved you the search and gone ahead and compared the prices of the four most famous pastry shops in Cairo.&nbsp;&nbsp;<blockquote>Making kahk at home is cost effective but buying it from patisserie is less time consuming</blockquote>&nbsp;&nbsp;<h3>El Abd Patisserie</h3>&nbsp;<h4>&nbsp;Kahk:</h4>&nbsp;· One Kilo of Plain Kahk:&nbsp;120 EGP· One Kilo of Turkish Delight Kahk:&nbsp;120 EGP· One Kilo of Kahk with Pistachios:&nbsp;160 EGP&nbsp;<h4>Biscuits:</h4>&nbsp;· One Kilo of Plain Biscuits:&nbsp;105 EGP· One Kilo of Orange Biscuits:&nbsp;105 EGP· One Kilo of Coconut Biscuits:&nbsp;105 EGP&nbsp;&nbsp;<h3>Etoile Patisserie</h3>&nbsp;<h4>&nbsp;Kahk:</h4>&nbsp;· One Kilo of Plain Kahk:&nbsp;120 EGP· One Kilo of Turkish Delight Kahk:&nbsp;120 EGP· One Kilo of Kahk with Walnuts:&nbsp;160 EGP&nbsp;<h4>Biscuits:</h4>&nbsp;· One Kilo of Ammonia Biscuits:&nbsp;105 EGP· One Kilo of Orange Biscuits:&nbsp;110 EGP&nbsp;&nbsp;<h3>La Poire</h3>&nbsp;<h4>&nbsp;Kahk:</h4>&nbsp;· One Kilo of Plain Kahk:&nbsp;160 EGP· One Kilo of Kahk with Date Paste:&nbsp;150 EGP· One Kilo of Kahk Agameya:&nbsp;180 EGP&nbsp;<h4>Biscuits:</h4>&nbsp;· White Tea Biscuits – Medium Box:&nbsp;74 EGP· White Tea Biscuits Chocolate – Medium Box&nbsp;74 EGP&nbsp;&nbsp;<h3>Monginis:</h3>&nbsp;<h4>&nbsp;Kahk:</h4>&nbsp;· One Kilo of Plain Kahk:&nbsp;125 EGP· One Kilo of Kahk with Date Paste:&nbsp;125 EGP· One Kilo of Kahk Agameya:&nbsp;125 EGP&nbsp;<h4>Biscuits:</h4>&nbsp;· One Kilo of Ammonia Biscuits:&nbsp;120 EGP· One Kilo of Orange Biscuits:&nbsp;135 EGP· One Kilo of Chocolate Biscuits:&nbsp;140 EGP&nbsp;&nbsp;<h3>Which Option Is More Cost-Effective?</h3>&nbsp;If we’re talking about saving money, then without a doubt, making kahk at home is much more cost-effective . However, if it’s about saving time and effort, then there is nothing easier than quickly popping by your local pastry shop and buying everything you need in one go. In the end, it all depends on your mood!&nbsp;&nbsp;&nbsp;

costs of kahk either by buying it from patisserie or making it at home

Which is the better option, make kahk at home or but it ready-made?

Should You Make Kahk at Home or Buy It Ready-Made This Eid?

TDS are saving instruments that are offered by most banks, whereby you deposit a certain sum of money with the bank with a period of less than one year, and they pay you an agreed upon interest rate.&nbsp;<h3>What do I need to apply for a Saving Deposit?</h3>&nbsp;Generally, you only need two things:<ul><li>Know Your Client “KYC” form</li><li>An account opening form to open your account</li><li>&nbsp;</li></ul>Here are the top 9 annual Term Deposits with the highest interest rate in May 2021:&nbsp;<h3>1- ADIB</h3>&nbsp;Duration: one yearInterest Rate: 6.50%&nbsp;<h3>&nbsp;2- HSBC</h3>&nbsp;Duration: one yearInterest Rate: 6.50%&nbsp;<h3>3 - Crédit Agricole</h3>&nbsp;Duration: one yearInterest Rate: 6.00%&nbsp;If you want to apply to one of those TDs now, check <a href="https://www.faydety.com/en/save/deposits">Faydety </a>to choose the best one for you.&nbsp;<h3>4- Mashreq Bank</h3>&nbsp;Duration: one yearInterest Rate: 6.00%&nbsp;&nbsp;&nbsp;<h3>5- AUB</h3>&nbsp;Duration: one yearInterest Rate: 5.75%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<h3>6- Arab African International Bank&nbsp;</h3>&nbsp;Duration: one yearInterest Rate: 5.50%&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<blockquote>TDs is duration begin with a month until a year.</blockquote>&nbsp;<h3>7- Audi Bank</h3>&nbsp;Duration: one yearInterest Rate: 5.50%&nbsp;<h3>8- Arab Bank</h3>&nbsp;Duration: one yearInterest Rate: 5.25%&nbsp;<h3>9- Wafa Bank</h3>&nbsp;Duration: one yearInterest Rate: 5.25%

The Top 9 Term of Deposits in the Egyptian Banks in May 2021, ADIB is the higher

Check the Top Term of Deposit this month


Top 9 Term of Deposits in May 2021

<h3>Here are the top 5 saving accounts in May 2021:</h3>&nbsp;<h4>1- Abu Dhabi Commercial Bank (ADCB)</h4>&nbsp;-Account name: Tawfeer Plus-Interest Rate: 8.75% annually-Minimum balance to open an account: 5,000 EGP-Minimum balance to earn interest:&nbsp; 5,000 EGP&nbsp;<h4>2- Audi Bank</h4>&nbsp;-Account name: Step Up-Interest Rate: from 4.75% to 7.75% annually-Minimum balance to open an account: 20,000 EGP-Minimum balance to earn interest: 20,000 EGP&nbsp;<blockquote>Savings accounts are available in more than one type of Return, monthly to yearly</blockquote>&nbsp;<h4>3- Banque Misr (BM)</h4>&nbsp;-Account name: Youth Saving Account-Interest Rate: From 3.50% up to 5.25% annually-Minimum balance to open an account: 1,500 EGP-Minimum balance to earn interest: 1,500 EGP&nbsp;<h4>4- Arab African International Bank (AAIB)</h4>&nbsp;-Account name: Golden&nbsp;-Interest Rate: from 4.25% to 8.50% annually-Minimum balance to open an account: 5,000 EGP-Minimum balance to earn interest:&nbsp; 5,000 EGP&nbsp;<h4>5- National Bank of Egypt (NBE)</h4>&nbsp;-Account name: Saving Account-Interest Rate: 5.25% annually-Minimum balance to open an account: 1,000 EGP-Minimum balance to earn interest: 3,001 EGP

5 Savings Accounts with the Highest Interest Rates in the month of  May 2021

Top 5 Savings Accounts in May 2021

Summer 2021 has begun, and with it comes the heat! As always, the start of the summer season means using air-conditioners to cope with the rise in temperatures which occurs in most homes in Egypt every year.&nbsp;&nbsp;In Egypt, having an air conditioner (or air conditioners, as the case may be!) in your home is considered a necessity rather than a luxury, much like eating and drinking. Many people cannot tolerate the heat if your financial circumstances make it difficult to invest in one, not to worry! Apply for a credit card using&nbsp;<a href="https://www.faydety.com/article?link=https://www.faydety.com/en/save/cards">Faydety’s Credit Card Finder</a>&nbsp;and choose the instalment plan that suits your needs.&nbsp;&nbsp;To give you an extra hand, we’ve gathered prices of air conditioners of the most famous companies in Egypt so that you may choose the one that fits your budget with ease.&nbsp;&nbsp;<h3>Prices of Fresh Air Conditioners:</h3>&nbsp;<ul><li>Fresh Air-Conditioner, New Professional Plasma, 1.5 HP -&nbsp;&nbsp;7,000 EGP</li></ul>&nbsp;<ul><li>Fresh Air-Conditioner, New Professional Plasma, 2.25 HP, Cool Only&nbsp;&nbsp;- 9,150 EGP</li></ul>&nbsp;<ul><li>Fresh Air-Conditioner Smart Inverter, 3 HP&nbsp;&nbsp;- 13,000 EGP</li></ul>&nbsp;&nbsp;<h3>Prices of Sharp Air Conditioners:</h3>&nbsp;<ul><li>Sharp Air-Conditioner, New Professional Plasma, 1.5 HP -&nbsp;&nbsp;7,000 EGP</li></ul>&nbsp;<ul><li>Sharp Air-Conditioner Smart Inverter, 1.5 HP&nbsp;- 10,000 EGP</li></ul>&nbsp;<ul><li>Sharp Air Conditioner Smart Inverter, 3 HP&nbsp;&nbsp;- 13,000 EGP</li></ul>&nbsp;&nbsp;<h3>Prices of Tornado Air Conditioners:</h3>&nbsp;<ul><li>Tornado Air-Conditioner, Split Standard, 1.5 HP -&nbsp;&nbsp;5,650 EGP</li></ul>&nbsp;<ul><li>Tornado Air-Conditioner Split Cool, , 2.25 HP&nbsp;- 7,750 EGP</li></ul>&nbsp;<ul><li>Tornado Air-Conditioner Smart Cool Only, 3 HP&nbsp;&nbsp;- 9,855 EGP</li></ul>&nbsp;&nbsp;<blockquote>Having an air conditioner (or air conditioners, as the case may be!) in your home is considered a necessity rather than a luxury</blockquote>&nbsp;&nbsp;<h3>Prices of Unionaire Air Conditioners:</h3>&nbsp;<ul><li>Unionaire Air-Conditioner Maxfy, 1.5 HP -&nbsp;&nbsp;5,700 EGP</li></ul>&nbsp;<ul><li>Unionaire Air-Conditioner Maxfy, 2.25 HP&nbsp;- 7,500 EGP</li></ul>&nbsp;<ul><li>Unionaire Air-Conditioner, Artify Cool/Heat, 5 HP&nbsp; &nbsp;- 17,000 EGP</li></ul>&nbsp;&nbsp;&nbsp;<h3>Prices of Carrier Air-Conditioners:</h3>&nbsp;<ul><li>Carrier Air-Conditioner Optimax 6, 1.5 HP -&nbsp;&nbsp;6,400 EGP</li></ul>&nbsp;<ul><li>Carrier Air-Conditioner Optimax, Cool/Heat, 2.25 HP&nbsp;- 9,500 EGP</li></ul>&nbsp;<ul><li>Carrier Air-Conditioner, Split Optimax, 5 HP&nbsp; &nbsp;- 18,500 EGP</li></ul>&nbsp;But before you buy an air-conditioner, it’s helpful to first find out which segment bracket on the basis of which you pay your electricity bill each month.&nbsp;&nbsp;<h4>Electricity Prices for the Household Sector are calculated as follows:</h4>&nbsp;<ul><li>1st Bracket -&nbsp;from 0 to 50 kilowatts at a price of 38 Piasters per kilowatt</li></ul>&nbsp;<ul><li>2nd Bracket -&nbsp;&nbsp;from 51 to 100 kilowatts at 48 Piasters</li></ul>&nbsp;<ul><li>3rd Bracket -&nbsp;&nbsp;From 101 to 200 kilowatts, at 65 Piasters</li></ul>&nbsp;<ul><li>4th Bracket -&nbsp;&nbsp;from 201 to 350 kilowatts at 96 Piasters</li></ul>&nbsp;<ul><li>5th Bracket&nbsp;- from 351 to 650 kilowatts, at 118 Piasters</li></ul>&nbsp;<ul><li>6th Bracket&nbsp;- from 651 to 1000 kilowatts, at 140 Piasters</li></ul>&nbsp;<ul><li>7th Bracket&nbsp;- which exceeds 1000 kilowatts, is priced at 145 Piasters</li></ul>&nbsp;Tips to save on electricity when using your air-conditioner:&nbsp;&nbsp;<ol><li>Make sure that the air conditioner’s air filter is clean</li><li>Close the doors and windows when using the air-conditioner</li><li>Set the air conditioner to 24 degrees Celsius – this reduces electricity consumption</li><li>Do not use multiple devices in one electrical socket when using your air-conditioner</li></ol>&nbsp;Want to learn more about electricity saving methods? Check out&nbsp;How Can You Save On Your Electricity Bill?

Find out the prices of air conditioners in summer 2021 in the popular stores

The latest prices of Air-Conditioners in Egypt 2021

Prices of Air-Conditioners in Egypt 2021

Here we have collected the top 5 3-years certificates of Deposits with the largest monthly interest in July 2021.You can choose between the different <a href="https://www.faydety.com/en/save/deposits">Certificates of Deposits</a> in the Egyptian Banks with Faydety.&nbsp;<h3>1- The "Platinum" Certificate</h3>&nbsp;<ul><li>National Bank of Egypt</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul><h3>&nbsp;</h3><h3>2- “Al Qimma” Certificate</h3>&nbsp;<ul><li>Banque Misr</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11,00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>3-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Audi Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10,50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<blockquote>CDs have the highest interest rates in the Banking products</blockquote>&nbsp;&nbsp;<h3>4-“The Primo” Certificate</h3>&nbsp;<ul><li>Banque du Caire</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10,50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>5- "The Triple" Certificate&nbsp;</h3>&nbsp;<ul><li>QNB AlAhli</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 10,000 EGP &amp; multiplies</li><li>Interest Rate: 10,50%</li><li>Interest Payment Frequency: monthly</li></ul>

Here are the 5 top Certificates of Deposits in July 2021 in the Egyptian Banks

Top 5 Certificates Deposits in July 2021

Here are the top 5 savings accounts in July 2021:&nbsp;<h3>1- Abu Dhabi Commercial Bank (ADCB)</h3>&nbsp;-Account name: Tawfeer Plus -Interest Rate: from 6.75% up to 7.50% annually -Minimum balance to open an account: 5,000 EGP -Minimum balance to earn interest: &nbsp;5,000 EGP<h3> 2- Audi Bank</h3>&nbsp;-Account name: Step Up -Interest Rate: from 5.10% to 8% annually -Minimum balance to open an account: 500 EGP -Minimum balance to earn interest: 20,000 EGP&nbsp;&nbsp;<blockquote>The Savings Account has benefits, and linked to the Debit Card</blockquote>&nbsp;&nbsp;<h3>3- Banque Misr (BM)</h3>&nbsp;-Account name: Youth Saving Account -Interest Rate: 5.25% annually -Minimum balance to open an account: 500 EGP -Minimum balance to earn interest: 500 EGP<h3> 4- Arab African International Bank (AAIB)</h3>&nbsp;-Account name: Golden&nbsp; -Interest Rate: from 4.25% to 8% annually -Minimum balance to open an account: 5,000 EGP -Minimum balance to earn interest: &nbsp;5,000 EGP&nbsp;<h3>5- National Bank of Egypt (NBE)</h3>&nbsp;-Account name: Saving Account -Interest Rate: From 3.20% up to 5.25% annually -Minimum balance to open an account: 1,000 EGP -Minimum balance to earn interest: 3,001 EGP&nbsp;

Top 5 Savings Accounts with the highest benefit in July 2021 in the different Egyptian banks 

Top 5 Savings Accounts in July 2021

Here we have collected the top 5 3-years certificates with the largest monthly interest in September 2021.&nbsp;<h3>1- The "Platinum" Certificate</h3>&nbsp;<ul><li>Bank: Al Ahli National Bank of Egypt</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11.00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>2- “Al Qimma” Certificate</h3>&nbsp;<ul><li>Bank: Banque Misr</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11.00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>3-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: ABK</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11.00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>4-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: Mashreq Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11.00%</li><li>Interest Payment Frequency: monthly &nbsp;</li></ul><h3>5-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: ِAudi Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>6-“The Primo” Certificate</h3>&nbsp;<ul><li>Bank: Banque du Caire</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>7- "The Triple" Certificate&nbsp;</h3>&nbsp;<ul><li>Bank: QNB AlAhli</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 10,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>

the best certificates of deposit this month in banks according to the latest meeting of the Central Bank.

Top 10 Certificates of Deposits in September  2021

Here we have collected the top 5 3-years certificates with the largest monthly interest in October 2021.&nbsp;<h3>1- The "Platinum" Certificate</h3>&nbsp;<ul><li>Bank: Al Ahli National Bank of Egypt</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11.00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>2- “Al Qimma” Certificate</h3>&nbsp;<ul><li>Bank: Banque Misr</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11.00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>3-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: ABK</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11.00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>4-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: Mashreq Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11.00%</li><li>Interest Payment Frequency: monthly &nbsp;</li></ul><h3>5-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: ِAudi Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>6-“The Primo” Certificate</h3>&nbsp;<ul><li>Bank: Banque du Caire</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>7- "The Triple" Certificate&nbsp;</h3>&nbsp;<ul><li>Bank: QNB AlAhli</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 10,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>8- “The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: NBK</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>9- “The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: Attijari Wafa</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>10- “The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: EG Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>

the best certificates of deposit in October in banks according to the latest meeting of the Central Bank last September.

Top 10 Certificates of Deposits in October 2021

Savings accounts are considered one of the most popular banking products for bank customers, such as transferring pensions or salaries to them. In contrast to the current account, which can also be transferred to the pension, the savings account is linked to the debit cards, and the debit card that you can use in purchases from a place where there is a point of sale machine.&nbsp;The benefits on this type of account vary between monthly interest, quarterly interest, half-yearly interest, and annual interest. Almost all banks share the papers required to open accounts, which includes:: &nbsp;<ul><li>A valid national ID card</li><li>Utility bill</li><li>Income statement</li></ul>&nbsp;Top 5 Savings Accounts in June 2021&nbsp;<h3>Here are the top 5 savings accounts in June 2021:</h3>&nbsp;<h4>1- Abu Dhabi Commercial Bank (ADCB)</h4>&nbsp;-Account name: Tawfeer Plus-Interest Rate: up to 8.50% annually-Minimum balance to open an account: 5,000 EGP-Minimum balance to earn interest:&nbsp; 5,000 EGP&nbsp;<h4>2- Audi Bank</h4>&nbsp;-Account name: Step Up-Interest Rate: from 4.75% to 7.75% annually-Minimum balance to open an account: 500 EGP-Minimum balance to earn interest: 20,000 EGP&nbsp;<blockquote>savings account is linked to the debit cards, and the debit card that you can use in purchases from a place where there is a point of sale machine.</blockquote>&nbsp;<h4>3- Banque Misr (BM)</h4>&nbsp;-Account name: Youth Saving Account-Interest Rate: From 3.50% up to 4.75% annually-Minimum balance to open an account: 500 EGP-Minimum balance to earn interest: 500 EGP&nbsp;<h4>4- Arab African International Bank (AAIB)</h4>&nbsp;-Account name: Golden&nbsp;-Interest Rate: from 4.25% to 8.50% annually-Minimum balance to open an account: 5,000 EGP-Minimum balance to earn interest:&nbsp; 5,000 EGP&nbsp;<h4>5- National Bank of Egypt (NBE)</h4>&nbsp;-Account name: Saving Account-Interest Rate: From 4.75% up to 5.25% annually-Minimum balance to open an account: 1,000 EGP-Minimum balance to earn interest: 3,001 EGP&nbsp;

Top savings accounts in banks for October 2021 according to the latest update in the central bank.

Open a savings account and link it to your debit card

Top 5 Savings Accounts With Annual Return for October 2021

Here we have collected the top 5 3-years certificates with the largest monthly interest in November 2021.&nbsp;<h3>1- The "Platinum" Certificate</h3>&nbsp;<ul><li>Bank: Al Ahli National Bank of Egypt</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11.00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>2- “Al Qimma” Certificate</h3>&nbsp;<ul><li>Bank: Banque Misr</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11.00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>3-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: ABK</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11.00%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>4-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: Mashreq Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 11.00%</li><li>Interest Payment Frequency: monthly &nbsp;</li></ul><h3>5-“The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: ِAudi Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>6-“The Primo” Certificate</h3>&nbsp;<ul><li>Bank: Banque du Caire</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10.25%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>7- "The Triple" Certificate&nbsp;</h3>&nbsp;<ul><li>Bank: QNB AlAhli</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 10,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>8- “The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: NBK</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10.25%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>9- “The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: Attijari Wafa</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>&nbsp;<h3>10- “The Triple Fixed” Certificate</h3>&nbsp;<ul><li>Bank: EG Bank</li><li>Certificate Duration: 3 years</li><li>Minimum Amount: 1,000 EGP &amp; multiplies</li><li>Interest Rate: 10.50%</li><li>Interest Payment Frequency: monthly</li></ul>

the best certificates of deposit in November in banks according to the latest meeting of the Central Bank last October.

Money Blog

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Compare & Contrast

Loans

Credit Cards

Saving Deposits

Money Blog

Fx Rate

Faydety's Policies