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As an individual, there may be many things you’d like to accomplish throughout your day, but you simply do not have time to do so. This may include going to the gym or playing sports, meeting up with friends, finding a job, etc. You might be surprised to learn that a bicycle is an item that can significantly help you do what you need to do. How is that possible, you ask? Well, in celebration of World Wheel Day on the 3rd of June, we will elaborate on this and explain to you exactly how you can save and benefit from owning a bicycle.&nbsp;<h3>1-Save on Transporation Costs</h3>&nbsp;If you incur a lot of transportation expenses on your commute to and from work, why not consider replacing your method of transportation with the bicycle? The benefit here is two-fold; it will save you from being stuck in traffic for extended periods, and it will save you the cost of taking an Uber or public transportation each day.&nbsp;<h3>2-Improve your Health &amp; Fitness While Saving Money</h3>&nbsp;If you pay for a monthly gym subscription but find that it is wasted on you because you simply don’t have the time to go, consider buying a bicycle instead. Its cost is undoubtedly less than a gym subscription, and you can use it to run errands or when you feel like going for a leisurely wander. This will essentially kill two birds with one stone; it’s still considered a form of exercise; hence, you’ll improve your health and fitness as well as save some money.&nbsp;&nbsp;<blockquote>Using a bicycle for all your transportation needs is probably one of the most eco-friendly things you can do.</blockquote>&nbsp;&nbsp;<h3>3-Work with It!</h3>&nbsp;Need some extra income? You can increase the money you earn quickly and easily by using your bicycle as a form of employment. Many app-based companies offer jobs that would suit you perfectly if you’d like to make a living on your bike. These apps include the likes of&nbsp;<a href="https://www.faydety.com/article?link=https://www.facebook.com/Mrsoolegypt/">MRSOOL</a>,&nbsp;<a href="https://www.faydety.com/article?link=https://www.uber.com/eg/ar/deliver/basics/making-deliveries/how-to-deliver/">Uber Eats</a>, and&nbsp;<a href="https://www.faydety.com/article?link=https://www.talabat.com/ar/egypt">Talabat</a>, to name a few. Companies such as these are constantly on the lookout for people to deliver orders to customers. For instance, with MRSOOL, if you complete a certain number of trips per day, you can earn a bonus added to the money you earn from each trip. If you work 10 hours per day with MRSOOL, you can make around 100 EGP to 120 EGP per day.&nbsp;What if you don’t own a bicycle and want to work? No problem! Simply apply for a credit card with the help of&nbsp;<a href="https://www.faydety.com/en/save/cards">Faydety’s Credit Card Finder</a>&nbsp;to find the one most suitable for you. Choose to pay for the bike in installments and repay it later on once you start earning some money.&nbsp;<h3>4-Open a Bike Rental Shop</h3>&nbsp;If you’re a bicycle-lover in general, why not take advantage of this and open up a small bike rental shop? This idea is especially convenient if you live in a small touristic city, such as Alexandria, Al Maamoura, or Dahab. You are sure to earn double your initial investment as many tourists visit regularly. Moreover, it is a well-known fact that touristic prices for activities are considerably higher than that of Egyptians.&nbsp;Start your project with a minimum of 10 bikes and watch your business take off! Need some cash to start things off? Apply for a personal loan using&nbsp;<a href="https://www.faydety.com/en/borrow/personal-loan">Faydety’s Personal Loan Finder</a>&nbsp;and repay it in installments using your business's profit.&nbsp;<h3>5-Become Eco-Friendly</h3>&nbsp;Using a bicycle for all your transportation needs is probably one of the most eco-friendly things you can do. You’ll be one less vehicle on the streets contributing to the pollution of the city, a welcome improvement for your health and wellbeing as well as the environment.&nbsp;

How To Save and Take Advantage of Your Bicycle to help with Transporation Costs & become eco friendly

How To Save and Take Advantage of Your Bicycle

Of all domesticated animals, you will find cat lovers are prevalent. So much so that there is now a specific day to celebrate cats worldwide called call ‘Hug Your Cat Day.'&nbsp;Below we have outlined specific costs which you might need to consider for those of you interested in becoming cat owners.&nbsp;&nbsp;<h3>Food</h3>&nbsp;There are many different types of cat food available in the market, and like babies, feeding your cats a specific kind, and the number of meals will vary depending on your cat’s age.&nbsp;<ul><li>2 - 3 months:&nbsp;3-4 meals per day, every meal weighing 40 grams</li></ul>&nbsp;<ul><li>3 months - 1 year:&nbsp;3 meals per day, every meal weighing 75 grams</li></ul>&nbsp;<ul><li>One year and above:&nbsp;2 meals per day, every meal weighing 100 grams</li></ul>&nbsp;&nbsp;<h4>Cat Dry Food Brands and Prices:</h4>&nbsp;<ul><li>Whiskies Dry Food:&nbsp;1kg - 90 EGP</li></ul>&nbsp;<ul><li>Salmon-Flavored Dry Food:&nbsp;100 kg - 40 EGP&nbsp;</li></ul>&nbsp;<ul><li>Friskies with Chicken and Vegetables: 1.5 kg - 160 EGP</li></ul>&nbsp;<ul><li>Miglior Gatto Meat and Vegetable Flavor:&nbsp;400 grams - 32 EGP</li></ul>&nbsp;If you have a kitten, don’t waste your money on dry food because it won’t eat it yet anyway due to its young age. It will, however, need plenty of proteins, i.e., milk and cheese&nbsp;&nbsp;&nbsp;<blockquote>During the check up &nbsp;with your vet, he will advise you on all vaccinations your cat will need moving forward.</blockquote>&nbsp;&nbsp;<h3>Veterinarian&nbsp;</h3>&nbsp;Veterinarian expenses are one of the most significant costs you will pay as a cat owner. As soon as you’ve brought your cat home, you must take it to the vet as quickly as possible for a thorough check up to ensure it is in good health. During this check up your vet will advise you on all vaccinations your cat will need moving forward.&nbsp;<ul><li>Veterinarian expenses can reach around 500 EGP per year.&nbsp;</li></ul>&nbsp;<ul><li>The average cost per one visit to the vet depends on the age and size of the cat. If it is young, it can start from 40 EGP; however, for older cats, it can reach up to 100 EGP.</li></ul>&nbsp;<ul><li>Your cat's mental health is also very important to consider; like humans, cats do very well in loving and nurturing homes.</li></ul>&nbsp;&nbsp;<h3>Cat Needs</h3>&nbsp;Cats use a litter box to do their business. Accordingly, you will need to designate an area in your home for your cat to so comfortably. Below is a list of basics that you will need for your cat, along with prices.&nbsp;&nbsp;<ul><li>Sand for Litter Box; Crystal: 70EGP</li></ul>&nbsp;<ul><li>Sand for Little Box; Carbon:&nbsp;50 EGP</li></ul>&nbsp;<ul><li>Grooming Brush:&nbsp;30 EGP</li></ul>&nbsp;<ul><li>Nail Clipper:&nbsp;50 EGP</li></ul>

Many costs you will afford to pay for your cat adoption like: Food and veterinarian 

Let's know the costs you will pay for your cat adoption!

How much does your cat adoption costs you per year? 

Nowadays, the use of credit cards has become easier than ever. The majority of stores, whether physical or online, accept cards. This is a welcome option for those of us who do not like walking around with wads of cash in our pockets. Moreover, our increasingly digitized world has led to the prevalence of online shopping, which has simultaneously instigated an increased demand for credit cards. Nevertheless, it is important to note that credit cards are exposed to certain risks; risks you should be aware of and watch out for when using this payment method.&nbsp;Therefore, below are essential pieces of advice to follow at all times to use your credit card safely and securely:&nbsp;<h3>1- Write Your Signature On The Back Of Your Card</h3>&nbsp;When you first receive your card, turn it over and write your signature on the back of the card. This is extremely important as it serves as an identity check and protects it against any potential theft. When you make any purchases, the store compares your signature with the signature on the back of the card to make sure that the purchase is legitimate.&nbsp;<h3>2- Don’t Share Your Credit Card Password With Anyone</h3>&nbsp;Keep your credit card password to yourself, and don’t share it with anyone! Also, do not keep it in the same place as your card, because if for any reason, it were to get stolen, the thief would have all the information he needs to gain access to your money.&nbsp;<h3>3- Check Your Payment Amounts</h3>&nbsp;Before making any payments, make sure that the amount written on the POS machine is the same as what’s on your receipt.&nbsp; &nbsp;&nbsp;<blockquote>Keep your credit card password to yourself, and don’t share it with anyone!</blockquote>&nbsp;<h3>&nbsp;</h3><h3>4- Don’t Use Your Card On Unsecured Websites</h3>&nbsp;Do not use your card on unsecured websites, as this exposes you to credit card theft. To avoid this, only use it on very well-known websites where you can ensure data protection. In addition, do not save your credit card information on any websites; if for any reason the website’s security is compromised, it will expose you to card theft as well.&nbsp;<h3>5- Don’t Share Your Credit Card Data With Anyone</h3>&nbsp;Your credit card contains very sensitive information; therefore, keep it safe at all times. Do not take a picture of your card and send it to another person for any reason, even if asked to do so. Do not share the card data with anyone over the phone, especially with an unknown person or company. There are times when you will need to do so, for instance, when booking an airline ticket through customer service, but these situations are exceptions and not a norm that you should abide by.&nbsp;&nbsp;<h3>6- Check Your Monthly Bank Statement Before Making Payments</h3>&nbsp;Check your monthly bank statement before paying your credit card. Ensure that there have been no unauthorized transactions. If you notice any unanticipated transactions, inform your bank immediately.&nbsp;&nbsp;If for any reason, you ever feel that you are in a position or situation in which you are not comfortable when making a payment, then it might be best not to use your credit card at all and ask to use another payment method instead.&nbsp;Apply Now to the <a href="https://www.faydety.com/save/cards">Credit Card</a> you need with Faydety in Online Minutes.&nbsp;

Important Tips to Follow When Using Your Credit Card if you fear that it will be stolen

Tips to Follow When Using A Credit Card

Whenever you apply for a travel visa, one of the required documents is travel insurance, but do you really need it? Insurance is supposed to help you in case there is an emergency or something goes wrong while you are travelling. The types of emergencies covered differ according to the insurance policy you buy. As the number of emergencies covered increase, the price of the insurance increases. &nbsp;<h3>Things Usually Covered By Travel Insurance:</h3> 1. Emergency medical expenses such as hospital admittance fees, ambulance fees, medicine fees, etc. The coverage available differs according to the insurance purchased. The more expensive the insurance policy, the higher the limit. 2. Airport trouble such as losing your luggage or flight delay or missing a flight. 3. Loss of passport or personal belongings such as your mobile or your computer or jewelry. Of course, there is always a limit to the covered value. 4. Accidents such as transportation accidents. This means it covers any expenses related to accidents that happen to you while you are traveling.&nbsp;<blockquote>As the number of emergencies covered increase, the price of the insurance increases.</blockquote> In conclusion, travel insurance is like any other insurance; its only value is that it gives you peace of mind. It’s an added layer of security, because you know that if anything wrong happens, you won’t have to carry the financial burden on your own. So, whether it is required or not, you should always purchase travel insurance before heading for a vacation, especially that it doesn’t cost a lot if you buy it directly from an insurance company.

Travel insurance its value is that it gives you peace ,cause you know if anything wrong happens, you won’t have to carry the financial burden on your own.

How to protect yourself against any problem during travelling.

Do You Really Need Travel Insurance?

Using a credit card for the first time could be scary, and some people think it should be used in certain situations only. However, a credit card can be used for your daily purchases, and it has some benefits.<h3> 1.&nbsp;&nbsp;&nbsp;&nbsp;Rewards</h3>&nbsp;This might be the best reason to promptly use your credit card because whenever you use it, you get reward points. After a while, when you have enough points, you can redeem them in different ways, depending on the bank and type of card. Rewards can be redeemed as e-vouchers that can be used at certain shops, or as travel miles, or even as cashback, which is money added to your account.<h3> 2.&nbsp;&nbsp;&nbsp;&nbsp;Building your credit history (i-score)</h3> Using your credit card and paying it off at the right time helps you build your credit history, which is reflected in your i-score (link). This is very important because whenever you come to apply for a credit card or loan in the future, the bank looks up your i-score. Based on your total (the higher the better), the bank decides on the range of finance products available to you. In addition, a higher score will enable you to get better interest rates.&nbsp;<blockquote>A lot of people consider cash to be cumbersome and impractical; it can be stolen, and it requires a lot of space. So, if it’s a huge amount of cash, transferring it or walking around with it becomes a problem.</blockquote><h4>&nbsp;</h4><h3>3.&nbsp;&nbsp;&nbsp;&nbsp;There is a transaction limit on your bank account</h3> If your debit card has a limited number of transactions every month, then using your credit card is a way to circumvent this. Usually, a credit card doesn’t have a limited number of transactions as long as you are within the card limit.<h3> 4.&nbsp;&nbsp;&nbsp;&nbsp;You don’t want to use cash</h3> A lot of people consider cash to be cumbersome and impractical; it can be stolen, and it requires a lot of space. So, if it’s a huge amount of cash, transferring it or walking around with it becomes a problem. That is why using a credit card will be optimal in this situation.<h3> 5.&nbsp;&nbsp;&nbsp;&nbsp;You want a detailed account of your expenses</h3>&nbsp;The bank issues a statement with your credit card transactions every month, and usually, the statement lists the vendors and amounts spent. In addition, if you have the notifications service activated, the bank sends you a message with the same information every time the card is used.&nbsp;Apply now with faydety to the <a href="https://www.faydety.com/en/save/cards">Credit Card</a> you need in minutes.

you need to use your credit cards every day to help you with your I-score and gives you rewards

Using a credit card can be frightening, especially if it's your first time

5 Reasons To Use Your Credit Card Everyday

Have your expenses have piled up and put you in a sticky situation, and you have no choice but to borrow from the bank?&nbsp;&nbsp;&nbsp;You have two options. If you’re not interested in buying an asset such as a car or real estate, your other option is to take out a personal loan or get a credit card.&nbsp;The main determinant regarding the most suitable option for you is your current position or situation. Do you need quick money in a relatively small amount or a large amount at once?&nbsp;It is important to note that personal loans have a repayment period of 7 years, unlike credit cards, which are due for repayment within a grace period of 45 to 58 days only.&nbsp;&nbsp;Below, we will tell you when a personal loan is the best choice to consider.&nbsp;&nbsp;<h3>1. Consolidation of Debts</h3>&nbsp;If you have a lot of debt you’d like to do away with, you can unite it, pay it off with the loan amount, and then start paying off the loan itself.&nbsp;&nbsp;&nbsp;<h3>2. Wedding Expenses</h3>&nbsp;If you’d like to get rid of wedding and furniture expenses, then taking out a personal loan is quite suitable. This is especially practical if you have the option of transferring your salary to the bank in which you will apply for the loan. In this case, you will not need to worry about the repayment process because the bank will withdraw it automatically from your bank account.&nbsp;&nbsp;<blockquote>t is important to note that personal loans have a repayment period of 7 years, unlike credit cards, which are due for repayment within a grace period of 45 to 58 days only.&nbsp;</blockquote>&nbsp;&nbsp;<h3>3. Travel Expenses</h3>&nbsp;If you are a newlywed and would like to spend you your honeymoon outside Egypt or an avid adventurer who wants to discover the world, why not consider taking out a travel loan that covers all your travel expenses? This is a type of personal loan that is not particularly well-known but entirely feasible.&nbsp;&nbsp;<h3>4. Home Renovations</h3>&nbsp;Are you a new homeowner, or do you want to spruce up your current home with new décor and furniture? In both cases, a personal loan is a great option to help you with home renovation expenses.&nbsp;&nbsp;<h3>5. Baby Expenses</h3>&nbsp;Suppose you’re waiting for a new baby and can’t keep up with the many expenses in store. In that case, taking out a personal loan will undoubtedly support you with the first expenses of giving birth, allowing you to purchase all your new-born’s needs without you having to worry. Moreover, you can repay the loan in installments in whichever time period is convenient for you.&nbsp;To find out more about the expenses of a new baby, check out&nbsp;How Do You Prepare and Manage Your Expenses with a Child at Home?&nbsp;Apply for a personal loan now for free and in minutes using&nbsp;<a href="https://www.faydety.com/en/borrow/personal-loan">Faydety’s Personal Loan Finder.</a>

5 Situations are practical for personal loan include: consolidation of debts and travel expenses

5 Situations encourage you to take a personal loan!

Which situations are practical to take out a personal loan?

An emergency fund is a very important part of your financial life. It guarantees your safety and security, allowing you to dismiss some very serious money-related anxieties.&nbsp;<h3>How to create an emergency fund?</h3>&nbsp;An emergency fund takes time to build as most of us don’t have big lump sums of money lying around. To begin, set any small amounts of money you can spare until you reach the desired amount. Experts advise to keep enough money in your emergency fund to make up six months of essential expenses. These expenses should include your rent or house maintenance expenses + food + transportation + medical expenses such as essential medicine or doctor visits. You shouldn’t account for any non-essential expenses in your emergency fund.&nbsp;<ol><li>First step is to save 20% of your monthly salary and setting it aside each month.</li><li>As soon as you collect enough money to open up a bank account, you should open a savings account and continue to put your 20% in the account each month. The most important part is to never dip into the account for any reason.</li></ol>&nbsp;- If you save a substantial amount of money, you can always open a Time Deposit in the bank so that you can get a higher interest rate. The main benefit of a Time Deposit is that it is easier to break than a certificate deposit. In addition, you should also continue to save 20% of your salary and put it in your savings account.&nbsp;<blockquote>your emergency fund an insurance policy against any unexpected financial situation, and that way you will be able to control some of your money-related anxieties.</blockquote>&nbsp;<h3>When should you use your emergency fund?</h3>&nbsp;<h4>You shouldn’t use it unless there is an emergency such as:</h4>&nbsp;<ol><li>You lost your job.</li><li>You need to cover emergency medical expenses.</li><li>Any expenses related to natural disasters.</li></ol>&nbsp;At the end, you should consider your emergency fund an insurance policy against any unexpected financial situation, and that way you will be able to control some of your money-related anxieties.

An emergency fund is a very important part of your financial life. It guarantees your security, allowing you to dismiss some very serious money-related anxieties.

How to Start an Emergency Fund and When to Use it

The best way to protect yourself against waves of financial crises is to diversify your savings. In addition, you should stay away from impulsive purchases, which can drain your budget fast. That is why we have compiled some tips that can help you preserve your savings during a financial crisis.&nbsp;&nbsp;<h3>1. Saving Up</h3>&nbsp;By saving, we don’t just mean bank deposits or time certificates, but having more than one type of savings. So, you can have some of your money in cash, and some of it as investment in real estate or gold so that it isn’t subjected to inflation, which decreases its value.If you choose to invest in real estate, choose something within well-established cities. The problem with new cities is that their value isn’t established, so it could fall during a financial crisis.&nbsp;If you choose gold, then go for gold bullions or bars rather than jewelry.&nbsp;<h3>2. Diversify Your Investment Portfolio</h3>&nbsp;If you already have an investment portfolio, then it is better if most of it is in cash rather than stocks, because the stock market is the first to fall during a financial crisis. In case of stocks, it is also better to focus on established institutions, whose stocks will not be affected by the crisis, like hospitals.<h4>&nbsp;</h4><h3>3. Don’t Put Your Eggs in One Basket</h3>&nbsp;Don’t ever pool your money in one place, which is the lesson everyone learnt during the 2008 financial crisis, because even the biggest banks can fall.<blockquote>The best way to protect yourself against waves of financial crises is to diversify your savings.</blockquote><h4>&nbsp;</h4><h3>4. Open an Emergency Fund Account</h3>&nbsp;Open a savings account for emergencies only, and don’t come near it.&nbsp;<h3>5. Stay Away From Risky Investments</h3>&nbsp;A financial crisis is not the time to take risks, but if you must, keep it as small as possible.&nbsp;<h3>6. Consumerism Is Your no.1 Enemy</h3>&nbsp;Controlling your spending habits and expenses during a financial crisis is essential to protect yourself from any fiscal problem. So, stay away from any unneeded expense or impulse purchases. This will also help you in the long run by establishing a frugal behavior that will stay with you long after the crisis is over.

Controlling your spending habits and expenses during a financial crisis is essential to protect yourself from any fiscal problem.

How to be aware and towards any financial crisis?

How to Protect Your Savings During a Financial Crisis

When dating, there is a lot of pressure to buy gifts, splurge on fancy restaurants, and generally stretch your budget. With the prices of today that keep going up, dating might seem impossible. However, let us guide you through the complex world of dating on a budget.&nbsp;<h3>Set Your Spending Expectations Together</h3>&nbsp;The best thing to do for your relationship is to agree beforehand on the expected level of spending. If you start with being honest, it will not be embarrassing to tell the other person that you are stretching your budget too thin, and you need to economize.&nbsp;<blockquote>&nbsp;It will not be embarrassing to tell the other person that you are stretching your budget too thin, and you need to economize.</blockquote>&nbsp;<h3>Split the Expenses</h3>&nbsp;Since we live in a fairly conservative society, the Egyptian understanding of dating is that the guy has to pay for everything. However, that doesn’t have to be the case anymore. Now that women work, and prices are insane, it makes sense for the couple to split expenses between them. This, of course, depends on the couple’s collective perspective.Some women might see that this is not in their best interest, but the truth is that it is liberating for women. Paying for yourself means that you won’t feel awkward or embarrassed to set your own limit for expenses. Also, if the relationship fails, the obvious stereotype that she exploited the man and then broke his heart can’t be applied.&nbsp;<h3>Don’t Celebrate Every Holiday</h3>&nbsp;There are so many holidays! If you celebrate everything, you will both be bankrupt. So, to save some money, determine which holiday you will celebrate. Stay away from fake holidays such as Valentine’s Day. We recommend only celebrating birthdays.&nbsp;However, if you insist on celebrating the other holidays and you don’t want to overspend,&nbsp;check our article on the cheapest outings in Cairo.

The best thing to do for your relationship is to agree beforehand on the expected level of spending. If you start with being honest.

How to control your expenses while dating?

How to Date on a Budget?

Sometimes, it seems like every time you go out, you end breaking the bank.&nbsp;However, there are several activities around Cairo that won’t cost you a lot of&nbsp;money.&nbsp;<h3>1. Sunday’s Movie Night at The Netherlands-Flemish Institute in Cairo</h3>&nbsp;Every Sunday, there is a showing of an independent film at the&nbsp;Netherlands-Flemish Institute in Zamalek. The film is usually either&nbsp;Egyptian or European, and at times they interview a crew member after&nbsp;the showing, which makes for a nice discussion. This activity is free.&nbsp;<h3>2. El Moez Street</h3>&nbsp;If you are in a more touristic mood, you should go for a walk down El&nbsp;Moez Street in old Cairo. You can spend the day browsing shops and&nbsp;sites as well. If you wish to eat, you should definitely pay a visit to one of&nbsp;the sujuk sandwich shops outside Bab El Fotouh. However, you have to&nbsp;pay for the sandwich.&nbsp;<h3>3. Visit an Art Gallery</h3>&nbsp;Usually, when an artist holds an exhibition at a private gallery, they want&nbsp;as many people as possible to see their pieces. This is why these art&nbsp;exhibitions are free. So, it’s a nice idea to visit a gallery and widen your&nbsp;artistic knowledge. If you go on opening night, you can probably talk to the&nbsp;artist and ask them any question you would like.<blockquote>Every Sunday, there is a showing of an independent film at the&nbsp;Netherlands-Flemish Institute in Zamalek.</blockquote><h4>&nbsp;</h4><h3>4. Wadi Degla Protectorate</h3>&nbsp;If you are an outdoorsy type, you should consider paying a visit to Wadi&nbsp;Degla Protectorate in Maadi. It’s on the peripheries of Maadi, so it’s best&nbsp;to take a car. The protectorate is the best location in Cairo for hiking. It&nbsp;has several trails, and sometimes you can see some wildlife like a cute&nbsp;fox. All you need to pay is the entrance ticket, which costs EGP 3 for Egyptians.&nbsp;<h3>5. Darb 1718 and the Religious Complex</h3>&nbsp;Darb 1718 is a cultural center that holds many artistic events that are free&nbsp;such as art exhibitions, film showings, lectures, etc. The center is also&nbsp;close to Cairo’s religious complex, where you can visit several churches&nbsp;and mosques.

Sometimes, it seems like every time you go out, you end breaking the bank. However, there are several activities around Cairo that won’t cost you a lot of money.

5 Super Cheap Cairo Weekend Activities

At times, money can cause a lot of stress, especially if you are supporting a family, or if you are in debt. At other times, the main cause of stress is fear of the future and how it will unfold. Increased stress is never helpful. In fact, stress can hinder you from keeping up with your duties, which can be costly. That is why you should find a way to cope with financial stress to keep it away from affecting your mental health.&nbsp;<h3>1-Determine the reasons of your financial stress</h3>&nbsp;The first thing you need to do is pinpoint the financial aspects in your life that are causing you stress. Is it school fees? Monthly installments? Debts? As soon as you figure out the causes of your problems, you will be able to move on to the next step.&nbsp;<h3>2-Set a monthly budget</h3>&nbsp;After you have determined the causes of your financial burden, you need to set a budget to understand how much you are spending, and how much you need to save. By analyzing your spending patterns, you will be able to pinpoint areas where you can save more money. As soon as you set a budget for yourself, you have to stick to it. In addition, you will be able to find out if you can apply for a personal loan that can help you pay off some of your expenses.&nbsp;<blockquote>Be aware of your daily spending habits that can deter you from achieving your goals</blockquote>&nbsp;<h3>3-Save as much as you can</h3>&nbsp;Saving is very important, especially when under financial stress. Don’t underestimate any amount of money that can be saved, even if it is just 10 pounds. Whatever you save, it will help you. Be aware of your daily spending habits that can deter you from achieving your goals like takeout or daily coffee.Whatever you save, make sure you put in a savings account which you don’t use. In addition, if you end up saving a big amount of money, you can invest it in a time or certificate deposit so that you earn good interest on it.&nbsp;<h3>4-Remember to remain calm</h3>&nbsp;The most important thing is to understand that stress and anxiety will not solve anything. The most important thing is to remain calm, so as not to complicate the situation. Stress can lead to health issues, which can end up costing you even more money. So whenever you feel overwhelmed, take a deep breath and remember that there is a solution to any problem.

Don't let your financial status got an effect on you!

Simple tips to control your financial anxiety

How to deal with financial stress?

Sometimes, it seems almost impossible to go on a vacation due to its multifaceted expenses such as visa fees, plane tickets, accommodation expenses, etc. Yet, there are a few easy methods you can employ so that you can save enough money for a well-deserved vacation.&nbsp;<h3>1-Let go of expensive bad habits</h3>&nbsp;It can be hard to break a bad habit, as it takes a lot of effort and time. However, if you succeed, you will find that you can save good money that can be used in more useful aspects. Some examples of bad habits you can break include:-Cigarettes: this might be a prime example of a bad habit that costs a lot without any real benefits to you. Conversely, it can cost you even more money if it gets you sick.-Caffeine: whether it is coffee, tea, or soda, caffeine affects your nervous system and if it contains sugar, it becomes harmful to your health.&nbsp; You can argue that a can of cola only costs EGP 5 and that is basically nothing. However, if you spend five pounds every day, you are spending at least EGP 150 per month, which translates to EGP 1800 per year.&nbsp; This is almost how much the visa fees cost.&nbsp;<blockquote>When it comes to savings, it is not “go big or go home”.</blockquote>&nbsp;<h3>2-Save a small amount of money everyday</h3>&nbsp;When we consider saving money, we always get trapped in thinking that it has to be big amounts of money. This is a common mistake, because when it comes to savings, it is not “go big or go home”. Any small amount of money saved will make a difference. Even if you save EGP 20 every week and put it in your savings account; by the end of the year, you will have saved EGP 1000.&nbsp;<h3>3-Sell whatever you don’t need</h3>&nbsp;We hoard things all the time, even if we don’t need them. Take inventory of the things you have at your house, and whatever you don’t need, sell. You can use websites such as Olx, Craigslist, or Facebook Marketplace to list it. Whatever money you make, don’t spend it, but put it in your savings account instead.

Do you want to travel but you don't know how to save your money?

3 Easy ways to save for a vacation

Looking to save some money but don’t know where to start? You’ve come to the right place! Below, we have outlined five items that we believe will positively impact your savings should you choose to dispense them.&nbsp;<h3>1 - Food Delivery:</h3>&nbsp;For all you delivery lovers, it’s time to reconsider your lifestyle choices! Rather than ordering in every night, why not cook some delicious home-cooked meals instead? You’ll be surprised how much money you’ll save! It’s all about moderation; if you really want to order in but don’t want to break the bank, it would be a good idea to limit yourself to once or twice a week. The same goes for your daily coffee run before work; why not brew a nice, hot cup at home instead of while getting ready in the morning and save a pound or two?&nbsp;<h3>2 – Cleaning/Laundry/ Ironing Services</h3>&nbsp;Services that unknowingly tend to rack up your expenses include cleaning, laundry, and ironing. If you want to save some money, stop using these services and get into the habit of doing your own chores at home, laundry and ironing included, instead of hiring a professional to do it for you.&nbsp; &nbsp;&nbsp;<blockquote>Rather than ordering in every night, why not cook some delicious home-cooked meals instead?</blockquote>&nbsp;<h3>3 – Limit your TV and Internet Use</h3>&nbsp;Don’t worry; we are not telling you to get rid of your TV or WIFI router! However, it might be a good idea to start becoming economical in terms of how you use both items. Consider unsubscribing from paid TV channels and costly online platforms such as Netflix and instead stream movies or shows from the plethora of free streaming websites available on the web.&nbsp;&nbsp;<h3>4 – Hair Salon/Spa</h3>&nbsp;Although we all love a good pampering session, the hair salon and spa are essentially privileges, not necessities. Consider cutting back and making them occasional rather than regular visits. This is sure to have a notable impact on your savings as both tend to be quite expensive, particularly spa services. Instead, invest in some high-quality moisturizers, facemasks, and hair products, and do it all for yourself at home.&nbsp;<h3>5 – Transportation Applications i.e. Uber</h3>&nbsp;For those of you who have to drive and endure long, traffic-filled commutes to and from work each day in the congested streets of Cairo, we feel for you! Applications such as Uber certainly alleviate travel stresses; however, they do not help much in terms of your wallet. Consider cutting back on this and using public transport instead, in the form of buses or the metro.&nbsp;The above items may seem small and insignificant, and you may feel they make no considerable impact on your daily life and budget, but we can assure you that they do, as, after all, even the most minor expenses add up! It’s merely a question of changing your habits; we have no doubt it will make a big difference in terms of your savings in the long run.&nbsp;

Some Things/ services you need To Stop Using If You Want To Save Some Money 

5 Things To Stop Using If You Want To Save Some Money

There are many types of banks in Egypt, and each offers different loan options. Moreover, their interest rates differ as well. These differences may be quite significant at times, which begs the question; which is the right bank for you if you need to take out a loan? Here, we will outline what you need to consider to make the right choice and obtain a loan that matches your needs.&nbsp;&nbsp;&nbsp;<h3>1- Consult the bank where your salary is transferred:</h3>&nbsp;If your salary is transferred to a particular bank, it may be helpful to ask whether your place of employment has a special interest rate in place. This will save you a lot of trouble in terms of bureaucratic procedures as they already know who you are and, thus, will not require much paperwork from your side.&nbsp;<h3>2- Search for a bank that offers specific loans for your occupation:</h3>&nbsp;If you are a doctor, engineer, or any professional occupation of the sort, you may find that certain banks have special loans for individuals in your profession. Depending on the specifics of the loan, you may be offered a lower interest rate, favourable payment plans, or you may not even be required to pay any administrative expenses. All of which are very much in your favor.&nbsp;<h3>3- Compare the required documents of different banks:</h3>&nbsp;Each bank will require different paperwork depending on the bureaucratic procedures of each institution. This will undoubtedly affect your decision. A piece of advice would be to check out a bank where you have most of its required paperwork already on hand; that way, it is less of a hassle for you. Need some help with the comparison of the necessary documentation for different banks? We’re here to help! Check out&nbsp;<a href="https://www.faydety.com/en/borrow/personal-loan">Faydety’s Loan Calculator</a>&nbsp;to compare the details of loans at various banks across Egypt along with the required paperwork for each.&nbsp; &nbsp; &nbsp;<blockquote>The percentage of administrative expenses of a loan is not large; it is still an expense that will be deducted from the loan amount that you receive</blockquote>&nbsp;<h3>4- Compare between interest rates</h3>&nbsp;Interest rates change every so often, and that’s where we come in!&nbsp;<a href="https://www.faydety.com/en/borrow/personal-loan">Faydety’s Loan Calculator</a>&nbsp;will quickly and easily allow you to compare different interest rates at various banks, taking into consideration any changes that may have taken place.&nbsp;<h3>5- Compare between administrative expenses:</h3>&nbsp;Although generally speaking, the percentage of administrative expenses of a loan is not large; it is still an expense that will be deducted from the loan amount that you receive. Therefore, if you were to take out a large loan amount, you may end up feeling the impact of these expenses. We advise you to think carefully and using&nbsp; <a href="https://www.faydety.com/en/borrow/personal-loan">Faydety’s Loan Calculator</a>, make an appropriate comparison, choose a bank with low administrative expenses, and, accordingly, the most suitable loan for you.&nbsp;&nbsp;<h3>6- Choose a bank branch close to you:</h3>&nbsp;Convenience is everything. The location of your bank branch could make all the difference to you. Choosing a branch that is close to home or place of work will save you a lot of time and hassle in your daily life.&nbsp;Apply now to the <a href="https://www.faydety.com/en/borrow/personal-loan">Personal Loan</a> you need easily in few minutes with Faydety.&nbsp;

Need to Take Out A Loan? How To Choose The Right Bank For You.

How to choose the Right Bank for your loan?

Need to Take Out A Loan? How To Choose The Bank 

Credit cards have increased in popularity in recent years due to their usefulness in our daily lives. However, before you head over to a bank to apply for one, here are a few well-kept secrets about them which could prove helpful to you.&nbsp;1 –&nbsp;The minimum salary you need to earn to apply for a credit card is 1000 EGP.&nbsp;2 –&nbsp;Contrary to popular belief, you obtain no interest if you settle your credit card bill during your grace period. In other words, if you settle the amount on time, you will only need to pay what you withdrew.&nbsp;3 –&nbsp;All loans are subject to an annual interest, unlike credit cards, which are subject to monthly interest.&nbsp;4 –&nbsp;Grace periods differ from bank to bank and are usually between 45 to 58 days.&nbsp;5 –&nbsp;Four banks in Egypt provide a grace period of 58 days:<ol><li>SAIB</li><li>AIB</li><li>Mid Bank</li><li>AUB</li></ol>&nbsp;There are a further six banks in Egypt that provide a grace period of 57 days:<ol><li>Al Ahli Bank</li><li>Banque Misr</li><li>QNB Alahli</li><li>Suez Canal Bank</li><li>Arab Bank</li><li>Emirate NBD</li></ol>&nbsp;&nbsp;<blockquote>Every pound you spend with your credit card will give you ‘Bonus Points’ as part of your bank’s Bonus Points Program</blockquote>&nbsp;&nbsp;6 –&nbsp;Grace periods do not start from the day you use your card but rather from the beginning of every month. Of course, the exact date differs from one bank to the next; therefore, it is advisable to check with your chosen bank regarding their specific policy regarding dates and grace periods.&nbsp;7 –&nbsp;If you bought something with your credit card after your bank has closed its accounts for that month and before the next month begins, you may take your grace period in full.&nbsp;8 –&nbsp;Your credit card limit is determined according to your salary and I-score; it is possible for this limit to add up to four times your salary.&nbsp;9 –&nbsp;You can apply to more premium banking services at select banks such as Premier, Infinite, and Titanium, where all clients enjoy a plethora of benefits and features. However, you will justifiably have to pay more administrative fees than the usual for these services.&nbsp;10 –&nbsp;Every pound you spend with your credit card will give you ‘Bonus Points’ as part of your bank’s Bonus Points Program. Once points are collected, you may exchange them for cashback or vouchers in select stores which are in partnership with your chosen bank. Additionally, you may exchange them for travel miles. Travel miles provide you with a selection of exclusive options, including the possibility of purchasing airline tickets or receiving class upgrades on flights. Our advice to you is this; review your points balance every once in a while to find out what benefits you could be eligible for.&nbsp;Apply now for the <a href="https://www.faydety.com/en/save/cards">Credit Card</a> you need with Faydety online, in few minutes.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

Only 10 secrets will help you to deal with credit card properly and to choose the most suitable bank

10 Credit Card Secrets Banks Won’t Tell You About!

With the approaching new year, we always try to set helpful objectives that will help us become better people. However, before you set your financial objectives, you need to analyze your previous year to see how well you did. Even though the year has ended, you can still learn a thing or two from it that will help you in the future.<h4>&nbsp;</h4><h3>How did you spend your money during the year?</h3>&nbsp;When analyzing your spending habits, you need to find clear objectives for your expenses.&nbsp; If you find that your budget lacks any clear categories, then you were a victim of unplanned spending, which can be a budget buster. You will find that most of your expenses consist of very small transactions that are periodically repeated. Since those transactions are very small, you don’t really pay attention to them, but as they are repeated, they start affecting your budget.&nbsp;On the other hand, if you find that all of your expenses fall within clear categories, then you are a focused spender.&nbsp;&nbsp;<blockquote>You are supposed to save 20% of your monthly income and put it in a savings account.</blockquote><h4>&nbsp;</h4><h3>How much did you save?</h3>&nbsp;Traditionally, you are supposed to save 20% of your monthly income and put it in a savings account. Or if you don’t need your savings in the near future, then you could invest the money so that it yields better interest. If you don’t have debt or if you don’t pay rent, then you should be able to save 50% of your monthly income. However, every person’s budget differs. For example, if you have a family to support, you might find yourself unable to commit to the 20% rule.You have to analyze your savings from the previous year and see how that money was used. Was it invested? Did you put it in a savings account? Or is it in cash in your home doing nothing? The best thing you can do is to let your savings work for you through investing them. This is called passive income.&nbsp;In conclusion, through analyzing your previous year, you are able to set realistic financial goals that can help you achieve a more successful new year.

How was your financial year? and how will you analyze it before the new budget?

How to analyze your financial year?

As the New Year approaches, everyone starts penning their resolutions. However, every resolution requires time, effort, and money to be achieved. That is why most people fail to achieve their resolutions from the beginning. In this article, we shall give you some examples of popular resolutions and how to achieve them without breaking the bank.<h4>&nbsp;</h4><h3>Your resolution is to be fit:</h3>&nbsp;The first thing that comes to mind when thinking of becoming fit is to become a gym member, which can cost a lot of money. However, this is not the only way to exercise. There are many ways to break a sweat without spending a lot of money, such as:&nbsp;1-Jogging or walking in the street. Use the city as your own training path.2-Joining a social group that promotes exercising such as <a href="https://www.facebook.com/CairoRunners/">Cairo Runners</a> or <a href="https://www.facebook.com/cairohikingadventures/">Cairo Hiking</a>, which you can easily join on social media.3-Use YouTube to exercise at home. There are many videos online that can guide you through your fitness journey.&nbsp;<blockquote>There are many videos online that can guide you through your fitness journey.</blockquote>&nbsp;<h3>Your resolution is to learn a new language:</h3>&nbsp;The traditional route to achieving this resolution is to take courses at a language learning center, but there are alternate ways to learn a new language.&nbsp;&nbsp;&nbsp;1-Use language learning apps such as <a href="https://www.duolingo.com/">Duolingo</a> or BabelFish.2-Join online communities that can help you learn or practice a new language such as MylanguageExchange.com and Interpals.net.3-Watch subtitled TV series and movies in the language that you wish to learn.&nbsp;In conclusion, it is possible to achieve any goal or resolution you set for yourself without spending a lot of money, all you have to do is find new ways that best fit your life and your budget.&nbsp;

what are your dreams in the new year? and how to archive them without breaking your new year budget with the internet?

Achieve your New Year’s resolutions without breaking your budget

If you go to any bank and sit with a teller or call the call center and inquire about some products most bank employees won’t cover all the details you need to know. Here are ten secrets even bank employees won’t tell you:
 
1- Savings Accounts have fees and these fees will show in your account statements
 
2- There's a difference between the minimum amount to open an account and the minimum amount to earn interest. For example, to open an account you might need a minimum of 1,000LE but to earn interest you might need a minimum of 5,000LE.
 
3- Banks might try to convince you to insure your credit card, this is an unnecessary expense and mostly only benefits the bank.
 
4- The grace period in which you can pay your <a href="https://www.faydety.com/en/save/cards">credit card</a> doesn’t start from the date of your purchase but from the start of the month according to the bank. So always check with your bank what they consider the “start of the month”.
 
<blockquote>
The best bank is not the one with the cheapest products.
</blockquote>
 
5- If you’re taking a loan and think you might be able to pay early, always check the “Prepayment Fees'' which can vary significantly. At certain times it might be better not to pay early and stick with the original plan.
 
6- In addition to interest, most banks charge administrative fees, always check both the interest rate and the administrative fees to make sure you have the lowest combined cost. Also, note that the administrative fees are deducted from the original loan amount.
 
7-There are two representations of Interest Rate “Flat vs. Declining”. They are both different ways of presenting the same thing, so make sure you are comparing apples to apples and not to oranges. 
 
8- The best bank is not the one with the cheapest products, but the best bank for you is the one where you can easily use all their services (Branch network, ATMs, internet banking, call center, etc.)

Important information about banks you need to know before applying to any banks products

Some Banks products' secrets will help you save your money

8 Bank Secrets No One Will Tell You About

Marriage expenses are one of the largest stressors for young couples and the range can be huge depending on socioeconomic backgrounds and major decisions like buying vs. renting a house. In this article, we’re going to try to summarize marriage expenses for people with an income between 6,000LE and 10,000LE in addition to giving you some tips and tricks on how to save a penny.&nbsp;<h3>Here’s a basic summary of the typical expenses:</h3>&nbsp;<ul><li>Engagement: 5,000 LE</li><li>Engagement Ring: 25,000 LE</li><li>Dowry:50,000 LE</li><li>Furniture Per Room:15,000 LE</li><li>Electrical Items (Tv, washing machine, etc)8,000 LE</li><li>Wedding:50,000 LE</li><li>Official Ceremony:10,000 LE</li><li>Bride Wedding Preparation:10,000 LE</li><li>Honeymoon:15,000 LE</li><li>Apartments Purchase Price:~500,000 LE</li></ul>&nbsp;Based on the above the average amount you need to get married is about 190,000 LE excluding the apartment.&nbsp;&nbsp;We’re not sharing all this to depress you, on the contrary, we’re here to tell you the solutions to your problems and which banking products might suit you best.&nbsp;&nbsp;<h3>Credit Cards:</h3>&nbsp;Furniture, electronics, and all the other small items can be easily paid through your credit card in addition to the venue and other small things. The credit card will give you two main benefits (a) a period in which to pay without interest (48-58 days depending on the card) and (b) points which you can redeem for cash or other rewards.&nbsp;&nbsp;ِAlso make sure to check what vendors have deals with your credit card provider as you can get discounts or even pay over a period without interest.&nbsp;Check out which credit card might suit you best <a href="https://www.faydety.com/en/save/cards">here</a>.&nbsp;<blockquote>The credit card will give you a period in which to pay without interest (48-58 days depending on the card)</blockquote>&nbsp;<h3>Personal Loans:</h3>&nbsp;As for the large expenses (wedding, ring, and dowry), it's much better to take a personal loan which would allow you to repay the amount over up to seven years.&nbsp;&nbsp;Check out which personal loan might suit you best <a href="https://www.faydety.com/en/borrow/personal-loan">here</a>.&nbsp;<h3>Mortgage or Home Loan:</h3>&nbsp;As for the apartment, there are now specialized loans just for buying your home with tenors reaching 15 to 20 years.

How much costs the marriage in Egypt in 2021 and how the banks products can help you?

Which Banks products may help you to get married?

How Much Money Do You Need to Get Married?

Have you been considering applying for credit? Not sure what the main benefits are? Here are FIVE reasons to use your credit card:&nbsp;<h3>1-Travel:</h3>&nbsp;One of the main benefits is using your credit card while traveling where you don’t need to worry about exchange prices or having to carry around too much cash. But here are a couple of small tips:&nbsp;<ul><li>If asked to pay in EGP or Foreign Currency, it's almost always better to choose foreign currency as you’ll get a better conversion rate than the opposite.</li><li>Always check the coverage of your card network (VISA vs Mastercard) to ensure that your card will be widely accepted.</li></ul>&nbsp;<h3>2-Marriage Preparation:</h3>&nbsp;We all know the significant financial burdens of marriage, a credit card can help you delay some of the items for some ~50 days. Additionally, you can earn rewards towards all your purchases&nbsp;<h3>3-Daily Purchases:</h3>&nbsp;Using your credit card for daily purchases has a myriad of benefits:&nbsp;<ul><li>It’s easy to track your spending either through the SMS messages sent by the bank or through the monthly statement</li><li>Using your credit card and repaying the debt on time allows you to improve your credit score (I-Score) thereby making it easier and potentially cheaper to borrow in the future</li><li>If you have a need which at one month or another surpassed your cash balance you can always still pay for the necessity, but always beware of growing credit card debt</li></ul>&nbsp;<blockquote>It’s easy to track your spending either through the SMS messages sent by the bank or through the monthly statement</blockquote>&nbsp;<h3>4-Rewards or Points Systems:</h3>&nbsp;Most credit cards have a rewards system that rewards you for each LE you spend. The different systems typically are:&nbsp;<ul><li>Miles for Air Travel: which can be exchanged for plane tickets or hotel reservations</li><li>Vouchers: which can be redeemed for shopping from your Banks merchant network</li><li>CashBack: where simply you earn money every time you spend</li></ul>&nbsp;<h3>5-It's Easier &amp; Safer:</h3>&nbsp;The benefit of a credit card is that you can use it anywhere that has a POS (point of sale) which is increasing significantly without having to carry cash. In case you lose your card you don’t have to worry about someone using it because (a) they need your personal PIN to do it and (b) you can call your bank and immediately stop all transactions on your card.You can find out more about the History of the Credit Card <a href="https://www.faydety.com/en/learn/fun-facts-4/who-invented-the-credit-card-and-when--148">here</a>.&nbsp;You can apply now for the <a href="https://www.faydety.com/en/save/cards">Credit Card </a>you need on Faydety in minutes.&nbsp;

What is the benefit of using your Credit card with all your life Expenses, especially the daily ones and while being travelling

5 Reasons To Use Your Credit Card

Some people see credit cards as a useful tool while others think it could lead to a financial slippery slope of trouble.&nbsp;A credit card is an excellent tool that is used correctly and we’re going to tell you how:&nbsp;<h4>1- Worried You’ll End Up Spending Too Much</h4>&nbsp;While you can spend too much if you have a credit card, it also gives you more information and control on what you’re spending. Most banks offer the SMS service whereby you receive a message of each transaction you make and that can make it easier to keep a log of all your spending on a daily, weekly, or monthly basis.&nbsp;&nbsp;<h4>2- You’ll Get Charged Too Much Interest</h4>&nbsp;Most credit cards have a grace period between 45-58 days where they charge you interest. Be sure to pay off your credit card during that period and you will never have to pay interest.&nbsp;&nbsp;<blockquote>Most banks offer the SMS service whereby you receive a message of each transaction you make</blockquote>&nbsp;<h4>3- Will It Affect Your Credit Rating “I-Score”</h4>&nbsp;While credit cards do affect your I-Score, they do so both positively and negatively. I.e. if you pay your credit card on time your credit score will increase, so use your credit card right and it will benefit you.&nbsp;<h4>4- Worried It Gets Stolen and Is Used for Large Purchases</h4>&nbsp;Credit cards are actually much safer than cash or even debit cards:<ul><li>You control the limit, as such, you can maintain different limits for different cards depending on where you use them</li><li>Physically most credit cards require a PIN (Personal Identification Number) to be used, online they now require an OTP (One Time Password)</li><li>If your credit card is lost or stolen you can call your bank and stop its use immediately.</li></ul>&nbsp;Apply now to the<a href="https://www.faydety.com/en/save/cards"> Credit Card </a>you need with Faydety online in minutes.

Points you need to review before applying for a Credit Card like interest and I-score?

Don't worry about Credit Card if you keep these points in mind!

Why Do People Fear Credit Cards? And Is it Rationale?

1- You don’t need to be paid LE 5,000 to be apply for a credit card, starting at LE 1,000 you are eligible for a credit card&nbsp;2- Credit cards don’t immediately charge you interest from the first day, there is usually a grace period between 45-58 days (depending on the card). But make sure to read point 3 as well!You can apply now for the <a href="https://www.faydety.com/en/save/cards">Credit Card</a> from Faydety’s website.&nbsp;3- The Credit Card grace period is different for each bank and started on a different day, so as not to pay interest make sure you check with your bank when the grace period is.&nbsp;4- It’s not always best to repay your loan early, sometimes it’s an old loan whereby you have a great interest rate or the prepayment fees might not make it worth paying the loan early.&nbsp;<blockquote>Credit cards don’t immediately charge you interest from the first day</blockquote>&nbsp;5- The lowest interest rate doesn’t always mean the lowest installment, you also need to check for administrative fees which could balance out the difference on the interest rate.&nbsp;Check Faydety to apply now to the<a href="https://www.faydety.com/en/borrow/personal-loan"> Personal Loan</a> you need, from its website.&nbsp;6- Certificates of Deposits typically have a shorter period of maturity than Term Deposits (up to one year).&nbsp; Most banks typically renew them for a similar term once they expire.&nbsp;&nbsp;7- Not all banking products require proof of income, for example savings accounts only require your national ID.&nbsp;&nbsp;8- Some banks pay out a higher interest rate as the amount deposited grows, so don’t split your money between too many banks.

Read faydety's blog and know What are the popular misinformation about banking products like credit card and personal loan?

If you want a product from banks, see the correct information about them!

8 Wrong Facts About Banks

<h4>1-<a href="https://egyptpost.org/">The Post</a>&nbsp;</h4>&nbsp;While it's been around for ages the post branches cover the majority of Egypt which are easily accessible to most with just an ID. To send money just show up with your ID and the ID number of the person you want to send money to, that simple. Just know this only works within Egypt.&nbsp;&nbsp;<h4>2-<a href="https://ibagmt.com/locate-us/">Western Union&nbsp;</a></h4>&nbsp;While the post has a large network within Egypt, Western Union has a large network globally allowing you to transfer funds to anywhere in the world. Only condition is it has to be in USD.&nbsp;<blockquote>Where all you need is a phone number in your name and you will be able to transfer directly to others with a wallet or to a branch&nbsp;</blockquote>&nbsp;<h4>3-Mobile Phone Company Wallets</h4>&nbsp;A new player in town is Mobile company wallets, where all you need is a phone number in your name and you will be able to transfer directly to others with a wallet or to a branch where someone can withdraw the cash with their ID.<ul><li><a href="https://web.vodafone.com.eg/en/vodafone-cash">Vodafone Cash</a></li><li><a href="https://www.etisalat.eg/etisalat/portal/etisalat_cash_en">Etisalat Cash</a>&nbsp;</li><li><a href="https://www.orange.eg/en/services/orange-financial-services">Orange Cash&nbsp;</a></li><li><a href="https://te.eg/wps/portal/te/Personal/Mobile/Other-Services?1dmy&amp;urile=wcm%3Apath%3A%2Fte%2Fresidential%2Fmobile%2Bmodule%2Fservices%2Fother-services%2Fwe%2Bpay%2Fwe_pay">WE Pay</a>&nbsp;</li></ul><h4>&nbsp;</h4><h4>4-<a href="https://fawry.com/">Fawry&nbsp;</a></h4>&nbsp;Fawry is an Egyptian fintech start-up that allows you to pay bills, transfer money to more than 80,000 locations across Egypt.

Read faydety's blog and know What are the ways to transfer money in Egypt, far from banks?

Which companies and institutions transfer money in Egypt in details!

4 Ways to Transfer Money other than Banks

Imagine if you had the chance to travel and explore and, upon your return, actually earn enough money to cover your trip’s expenses? Sound too good to be true? It’s not! Here are a few suggestions on how to do this. Give them a try on your next trip and see what happens!&nbsp;<h3>1 – Sell Your Photography</h3>&nbsp;If you are crazy about photography, have an eye for detail, and a knack for capturing natural, creative shots, why not consider selling your photos? Several creative marketplaces on the web are constantly on the lookout for individuals who can provide all types of content, including high-quality royalty-free photographs. There are numerous websites to choose from, such as&nbsp;<a href="https://www.faydety.com/article?link=https://submit.shutterstock.com/">Shutterstock</a>,&nbsp;<a href="https://www.faydety.com/article?link=https://www.twenty20.com/">Twenty20</a>,&nbsp;<a href="https://www.faydety.com/article?link=https://www.istockphoto.com/">iStock</a>,&nbsp;Adobe Stock, and&nbsp;Alamy. The best part is, all photography is sold in US dollars.&nbsp;<h3>2 –&nbsp;Become A Travel Blogger/Influencer</h3>&nbsp;Do you have a passion for writing and have a talent for creating thoughtful, interesting pieces of content? Why not try your hand at travel blogging, and share your adventures along with country-specific tips and tricks with fellow travel enthusiasts? There are many travel-related websites, such as Safareya.com, which would be very interested in including this type of content on their platforms. You may also consider signing up to&nbsp;<a href="https://www.faydety.com/article?link=https://wordpress.com/">WordPress</a> or <a href="https://www.faydety.com/article?link=https://www.blogger.com/about/?bpli=1">Blogger</a> and creating content pieces for yourself, and, in time, you’ll be able to able to earn money from online ads.&nbsp;You could also become a travel influencer and create a business account on&nbsp;Instagram to share your content.&nbsp;<blockquote>Several e-commerce websites can help you&nbsp;sell different items</blockquote>&nbsp;<h3>3 – Create Video Documentaries&nbsp;</h3>&nbsp;If filming is your thing, then how about sharing your stories on travel, culture, and tourism, through video documentaries? Video is a powerful story-telling tool, so if you have the passion and the talent, then go for it! You can create your own channel on&nbsp;YouTube and earn some cash through the views (on average, YouTube monetization ranges from 0.5 to 6 USD for 1000 views based on the location of viewers and the target audience). Also, the YouTube Partner Program allows you to get paid through advertisements on your channel; however, bear in mind that you’ll need at least 1,000 subscribers to be eligible to monetize your channel through this program.&nbsp;&nbsp;<h3>4 – &nbsp;Start Using Online Marketplaces</h3>&nbsp;Ever bought a unique and authentic item during one of your travels and knew you could make good money if you were to sell it online when you returned home? Well, it’s time to consider the possibility. Several e-commerce websites can help you do just that, including&nbsp;<a href="https://www.faydety.com/article?link=https://www.ebay.com/">eBay</a>,&nbsp;<a href="https://www.faydety.com/article?link=https://www.etsy.com/">Etsy</a>, and&nbsp;<a href="https://www.faydety.com/article?link=https://www.amazon.com/">Amazon</a>. Don’t forget to add a mark-up on your products to make a profit!&nbsp;

Some Ways To Earn Money During Your Travels, as selling your photos and videos

4 Ways To Earn Money During Your Travels

Online shopping has become an essential part of life with most brick and mortar stores developing an online presence. But a few websites stand out as the best generalists out there:&nbsp;<h3>1- <a href="https://egypt.souq.com/eg-ar/">Souq</a> (General Shopping for Items from Egypt)&nbsp;</h3>&nbsp;Souq.com was established in the UAE in 2005 and went on a regional expansion to other Arab countries. It is one of the best sites of general shopping of all types of random objects and is constantly improving after being acquired by Amazon.&nbsp;&nbsp;<h3>2- <a href="https://www.edfa3ly.com/">Edfa3ly </a>(General Shopping for any item from Aboard)&nbsp;</h3>&nbsp;Edfa3ly is a shopping service specializing in the delivery of products that you bought from abroad. It’s simple (1) you send them the product you want, (2) they buy it on your behalf, and (3) they deliver it to you after clearing customs in Egypt.&nbsp;<blockquote>Online shopping has become an essential part of life</blockquote>&nbsp;<h3>3- <a href="https://www.ikea.com/eg/en/">IKEA </a>(Furniture)&nbsp;</h3>&nbsp;IKEA is the largest furniture retailer globally and is world famous for its designs, quality, and affordability. You can now shop for most of your furniture with them online and they offer both delivery and assembly services.&nbsp;<h3>4- <a href="https://www.faydety.com/article?link=https://www.facebook.com/hmMiddleEast">H&amp;M</a> (Clothes)&nbsp;</h3>&nbsp;H&amp;M needs no introduction, and now you can shop their full range of affordable items online, with large discounts applied periodically.&nbsp;&nbsp;<h3>5- <a href="https://2b.com.eg/">2B </a>(Electronics)</h3>&nbsp;2B is an electronics site which was founded in 2000 then bought by the American company Best Buy. The site has a full range of electronics from computers to home appliances, to mobiles, and you can buy and buy bills by card or cash on delivery.

Which are the top five Online Shopping sites for different products in Egypt in April 2021

Top 5 Shopping Sites to Use in Egypt in April 2021

Nowadays, it has become increasingly common for young adults to decide to leave their homes, move away from their families and live alone. This decision may be taken for various reasons, some of which might be:&nbsp;<ul><li>Wanting to lead a more independent life</li><li>Needing to live closer to where you work or study</li><li>Traveling abroad to work or study</li></ul>&nbsp;This newfound independence will teach you the true meaning of responsibility and sacrifice, as you learn to rely solely on yourself in all respects. A fundamental part of this learning process entails becoming financially independent. One of the most important rules of independence is self-reliance, learn to do everything yourself, and you’ll be surprised how far it takes you. It’s all about changing your mindset, daily habits and getting a bit creative with how you do things. It might seem daunting at first, but we are here to help! The following practical savings tips will give you a good head start and make things that much easier for you.&nbsp;<h3>1- Split Living Costs:</h3>&nbsp;&nbsp;Sharing a house or apartment and splitting the bills with a roommate can lead to significant savings.&nbsp;<h3>2- House Hacking:</h3>&nbsp;&nbsp;Consider moving into a smaller, cheaper place with income-generating potential and renting out a room to make a little extra money.&nbsp;<h3>3- Learn to Cook:&nbsp;</h3>&nbsp;&nbsp;Instead of ordering in or eating out every day, learn to cook. Start meal prepping and make enough food to last a week. You’ll be amazed at how much you can save. The benefit here is twofold; you won’t have to pay for lunch at work and you’ll already have something ready and waiting for you after a long, tiring day at the office when you might be most tempted to order in. If you’re new to the kitchen, not to worry, there are many quick and easy online recipes you can follow.&nbsp;&nbsp;<blockquote>This newfound independence will teach you the true meaning of responsibility and sacrifice</blockquote>&nbsp;<h3>4- Carpooling:&nbsp;</h3>&nbsp;Cars can be a huge expense, especially in Egypt, where the word ‘traffic’ takes a whole new meaning. Consider carpooling to work with your co-workers. Splitting the gas cost with even one more passenger can save you a significant amount of money per year.&nbsp;<h3>5- Use a Bicycle or Go on Foot:</h3>&nbsp;&nbsp;Become eco-friendly and save money by biking or walking instead. This is great for your wallet as well as your health and wellbeing.&nbsp;<h3>6- Think Before you Buy:</h3>&nbsp;&nbsp;Before you purchase something, take a moment to think about how long you have to work to actually buy it. Is that 1000 EGP dress really worth hours of your hard-earned time?&nbsp;<h3>7- Freelancing:&nbsp;</h3>&nbsp;If you have some free time on your hands and need to earn some extra money, think about freelancing. Freelance jobs are flexible; you can work from home, full-time or part-time; and you do not need much experience. From private tutoring to copywriting, there are many options available.&nbsp;As the saying goes, “you can have anything but not everything”. The key to success is to spend consciously and intentionally, prioritizing only what is important to you and what brings you value. Find the right balance between spending and saving, and you will be well on your way to achieving financial independence.&nbsp;&nbsp;

How to be financially independent from your family and get everything you need in seven easy steps

7 Practical Saving Tips for Financially Independent People

When it comes to shopping, you may spend months saving up to buy certain items, spending hours or days going in and out of stores searching for them only to find that in the end, you only end up using them once or twice. To save you time and money, we’ve compiled a list of items that you can borrow instead of buying!&nbsp;<h3>1 – Money (Using a Credit Card)</h3>&nbsp;Not only is it possible to borrow things, but you can also borrow money. To do this, a credit card is a perfect solution as you can return the money within a short period of 48 to 58 days. For instance, if you’ve run out of money this month and need to buy something urgently, you can use your credit card and return the money as soon as you receive your next pay check.&nbsp;Apply now for the card most suitable for you using&nbsp;<a href="https://www.faydety.com/save/cards">Faydety’s Credit Card Finder</a>.&nbsp;<h3>2 - Books</h3>&nbsp;If you are a book worm who constantly spends your income on new books, consider saving your money and borrowing books from your friends or libraries instead. If you’re the type who likes to keep books and read them over and over again, there are certain places where you can find books for less than half price like 'Soor Al-Azbakeya.' In addition, many websites offer downloadable versions of books for free.&nbsp;&nbsp;&nbsp;<blockquote>Credit card is a perfect solution for borrowing as you can return the money within a short period of 48 to 58 days</blockquote>&nbsp;<h3>3 - Clothes</h3>&nbsp;If you have many important occasions which require your attendance and you feel the need to buy a new outfit for each one, you may find yourself running out of money pretty quickly. Instead, why not save your money and raid a close friend or family member’s closet for some outfit options (if they are nice enough to let you do so, of course!) Many stores also offer outfit rentals at much lower prices than original sale prices.&nbsp;<h3>4 - Travel Luggage</h3>&nbsp;Sometimes travel plans happen unexpectedly. For instance, you may find yourself needing to take a long trip and did not account for a large enough travel bag to carry all your belongings. Travel luggage is known to be quite expensive, especially considering it is a seasonal purchase. Therefore, borrowing a bag may be an excellent option to consider.&nbsp;<h3>5 - Netflix&nbsp;</h3>&nbsp;If you want to spoil yourself and binge on a Netflix series but don’t have the money to pay for a monthly subscription at the moment, you can always ask to use a friend or family member’s account for the time being. That way, you get free access, and you can always return the favor at a later date.&nbsp;

Know 5 things you can borrow instead of saving like: books and clothes

5 Things You Can Borrow Instead of Buying

We all know the saying “money can’t buy happiness,” this is true. However, it can buy comfort. In this way, it is plausible to say that money can help you achieve happiness to a certain extent, depending on how you use it. Here, we will outline five ways in which money can make you happy.&nbsp;<h3>Shopping</h3>&nbsp;Indulge in some retail therapy and pamper yourself! It is a well-known fact that certain activities such as shopping, or enjoying a relaxing day at the spa can, in fact, boost a person’s mood. This is particularly the case for women. A piece of advice: rather than carrying cash around, we recommend having a credit card on hand instead to make payments. It just makes the process so much easier.&nbsp;If you’re interested in finding out other ways that credit cards can be useful for you,&nbsp;5 Reasons To Use a Credit Card&nbsp;is worth a read. If you’d like to apply for a credit card quickly and easily, check out&nbsp;<a href="https://www.faydety.com/en/save/cards">Faydety’s Credit Card Finder</a>.&nbsp;&nbsp;<h3>Travelling</h3>&nbsp;If you have some extra cash lying around, consider getting on the next plane and traveling for a couple of days to your favorite exotic location. This is sure to put anyone in the happiest of moods. Don’t have enough money saved up? Not to worry! Apply for a personal travel loan and easily repay it later on.&nbsp;&nbsp;Interested in this? Apply now using&nbsp;<a href="https://www.faydety.com/en/borrow/personal-loan">Faydety’s Personal Loan Finder.</a>&nbsp;&nbsp;<blockquote>You can achieve happiness through many different things like: Shopping, buy a car, renovate your home or even travel.</blockquote>&nbsp;&nbsp;<h3>Use Your Money To Make More Money!</h3>&nbsp;There are ways for you to start earning from the money you already have, with little to no effort on your part. Simply head to the bank and tie your money to an investment certificate. That way, you will receive profit from this investment either monthly, quarterly, or every six months, depending on your initial agreement with the bank.&nbsp;&nbsp;<h4>Buy a Car&nbsp;</h4>&nbsp;Traffic is probably one of the many things that may negatively affect your psyche, particularly living in a chaotic city such as Cairo. From constantly being late to work as you wait for your Uber to pick you up, to using the city’s disorganized and inefficient public transportation, your happiness may be significantly affected. Consider buying your own car. Don’t worry if you don’t have enough cash to do so; we have the solution for you, simply apply for a car loan and pay your bank in installments according to your needs.&nbsp;Compare loans from different banks using&nbsp;<a href="https://www.faydety.com/en/borrow/car-loan">Faydety’s Car Loan Finder</a>&nbsp;and find the right one for you.&nbsp;&nbsp;<h4>Buy A House</h4>&nbsp;Interested in making some lifestyle changes and starting a new life? Why not consider buying a new house? There is no better feeling than opening that front door and walking into a new home. If you’re worried about the money needed to make such a daunting decision; we’re here to give you a hand!&nbsp;Apply for a housing loan and choose the most suitable option for you to make your dreams come true.

Know 5 ways to achieve happiness like: Shopping, buy a car and shopping

Let's know how to achieve happiness through many different ways!

5 Ways to achieve happiness with money

Bringing a newborn home is a joyous stressful, and life-changing event. Your biggest priority is that baby and meeting his/her needs in every way and thus, restructuring your life (and your expenses!) accordingly. In celebration of Children's Day on May 2, we will outline the five most important things to do to save your money and make things easier for yourself and your new family.&nbsp;<h3>1- Take Out A Loan For Maternity Expenses</h3>&nbsp;Before your newborn baby arrives home, prepare yourself for significant delivery expenses, which range from around 2500 EGP to 10,000 EGP for a natural birth, depending on the hospital. In the case of a Caesarean section, expenses vary between 5000 EGP and 17,000 EGP. If this amount is not on hand, we advise applying for a personal loan before birth to cover these expenses.&nbsp;Apply for a personal loan now for free and in minutes using&nbsp;<a href="https://www.faydety.com/en/borrow/personal-loan">Faydety’s Personal Loan Finder.</a>&nbsp;<h3>2- Calculate Your Daily Costs</h3>&nbsp;It would be particularly beneficial to make a monthly budget to define your priorities and outline precisely what, when, and where you will be spending your money. There are various methods you can follow, including the 50-30-20 rule of thumb. This method is a guideline for allocating your budget accordingly: 50% to “needs,” 30% to “wants,” and 20% to your financial goals.&nbsp;&nbsp;To learn more about this method, check out&nbsp;What is a 50-30-20 Budgeting Plan?&nbsp;<blockquote>Bringing a newborn home is a joyous stressful, and life-changing event</blockquote>&nbsp;&nbsp;<h3>3- Apply For A Credit Card</h3>&nbsp;With a child at home, you must always be prepared; anything can happen at any time, and you will need to act accordingly. For instance, your child may fall ill and need to see a doctor. This is a potential expense that must be factored in with a child at home. To save yourself the stress and hassle, consider applying for a credit card; that way, you’ll always have money on hand when needed, unlike cash which may not always be readily available. Moreover, credit cards have a 45 to 58 day grace period for repayments&nbsp;Apply now for the card most suitable for you using&nbsp;<a href="https://www.faydety.com/ar/save/cards">Faydety’s Credit Card Finder</a>.&nbsp;&nbsp;<h3>4- Apply For An Investment Certificate</h3>&nbsp;Although having a child has a significant impact on your expenses, there are ways to alleviate this impact. Consider taking out an investment certificate at your bank which will grant you various monetary benefits. You can also open a cumulative certificate in your child's name over an extended period of time, i.e., 10 years, which your child can then use when he/she gets older.&nbsp;Are you interested in learning more about cumulative investment certificates? Check out&nbsp;What Is A Cumulative Investment Certificate?&nbsp;Compare investment certificates of various Egyptian banks using&nbsp;<a href="https://www.faydety.com/en/save/deposits">Fadety’s Saving Deposit Finder.&nbsp;</a>&nbsp;<h3>5- Apply for A School Loan</h3>&nbsp;Suppose your child is at an age where they are about to enter school. This inevitably means that school feels, which are known to be quite substantial, are an added expense which you will have to manage. To do so effectively, consider applying for a school loan; this type of personal loan may cover 100% of the school fees, depending on your circumstances.&nbsp;Apply for a personal loan quickly and easily using&nbsp;<a href="https://www.faydety.com/en/borrow/personal-loan">Faydety’s Personal Loan Finder.</a>&nbsp;

How Do You Prepare and  Manage Your Expenses with a New Child at Home?

This is for you if you're waiting for a new baby

How Do You Manage Your Expenses with a Child at Home?

In celebration of International ‘Do Something For Your Neighbor Day,’ we have outlined five things that you can do with your neighbor to mark the occasion.&nbsp;<h3>1- Enter an Association with your Neighbor</h3>&nbsp;Instead of entering an association with people who you will need to chase at the beginning of each month, do so with your neighbor who’s right in front of you and thus, easily accessible!&nbsp;<h3>2 - Borrow from your Neighbor</h3>&nbsp;Who better than your good old neighbor to lend you a quick helping hand when you’re in a bind?&nbsp;If you’d like to learn more about things you could borrow, check out 5 Things You Can Borrow Instead of Buying.&nbsp;&nbsp;&nbsp;<blockquote>Get the benefit of the Gym offers, and take the joint membership with your favorite neighbor</blockquote>&nbsp;&nbsp;<h3>3 - Joint Internet Subscription</h3>&nbsp;Why pay for an internet subscription on your own when you could subscribe to one with your neighbor and divide the cost amongst yourselves?&nbsp;<h3>4 - Joint Gym Membership</h3>&nbsp;Gyms usually offer various membership options, one of which is memberships with friends. Consider taking advantage of this by taking your neighbor along and become members together at the gym next door. That way, you make the most of the membership offer while also encouraging you both to focus on your health and fitness.&nbsp;&nbsp;<h3>5 - Carpooling To Work</h3>&nbsp;If your offices are nearby, consider carpooling to work with your neighbor and pay your share of the gas price. The benefit is two-fold - you end up saving some money while also giving your own cars a rest every once in a while!&nbsp;

Let's know what are the 5 things you can do on the International Neighbor Day

Start with yourself in the International Neighbor Day

Things you can do on International Neighbor Day!

It’s only a matter of days until Eid Al-Adha begins, and as per usual, each year, it takes time to choose and buy the sacrifice that suits you. However, if you are accustomed to this tradition each year, we’re here to make things even easier for you. Below, we outline all the details and prices of sacrifices in Egypt this Eid.&nbsp;<h3>Sacrifice Prices:</h3>&nbsp;According to Al-Watan newspaper, the Ministry of Agriculture announced the prices of sacrifices this year and set the prices as follows:&nbsp;<ul><li>Buffalo calves start from 52 EGP per kilogram</li></ul>&nbsp;<ul><li>Beef calves start from 58 EGP per kilogram</li></ul>&nbsp;<ul><li>Lamb from 60 to 65 EGP per kilogram</li></ul>&nbsp;&nbsp;<h3>What are the Methods of Payment for Sacrifices?</h3>&nbsp;Should you decide to buy sacrifices from the Ministry of Agriculture outlets, more than one payment method will be available to you; you can pay in cash (this is the most common method) or using bank cards such as debit or credit cards. An added benefit if you were to use the credit card payment feature is that you will be able to pay the amount at your own pace and without interest (as long as you pay within the grace period.)&nbsp;If you’d like to apply for a credit card quickly, easily and free of charge, check out&nbsp;<a href="https://www.faydety.com/en/save/cards">Faydety’s Credit Card Finder</a>.&nbsp;<h3>Financing A Sacrifice</h3>&nbsp;The Alexandria Company for Consumer Complexes, affiliated to the Ministry of Supply and Internal Trade, has provided a system of installments for sacrifices and agreed with certain Egyptian banks to finance them. These installments are due for repayment from a period ranging from 6 months to one year.&nbsp;<h4>Sacrifices in the most famous Egyptian Charity Organisations in 2021</h4>&nbsp;<h4>Orman Association&nbsp;</h4>&nbsp;The Orman Association allows for a maximum of 7 people to participate in a sacrifice. This is a very good opportunity for medium-sized families who might not be able to afford one on their own. Additionally, the Orman Association provides slaughter and sacrifice service instead of the owner having to do it himself. Accordingly, it offers 3 types of sacrifices:&nbsp;<ul><li>Imported calves cost 1,900 EGP</li><li>Small calves cost 2,450 EGP</li><li>Big calves cost 2,850 EGP</li></ul>&nbsp;&nbsp;<blockquote>The Alexandria Company for Consumer Complexes, affiliated to the Ministry of Supply and Internal Trade, has provided a system of installments for sacrifices and agreed with certain Egyptian banks to finance them.</blockquote>&nbsp;&nbsp;<h4>Egyptian Food Bank&nbsp;</h4>&nbsp;&nbsp;This is the first institution in Egypt to implement the idea of&nbsp;​​a sacrifice, according to the fatwa issued by Dar Al Iftaa in 2006. The Egyptian Food Bank offers two types of sacrifices:&nbsp;<ul><li>A local sacrifice costs 3,400 EGP</li><li>An imported sacrifice costs 1,950 pounds</li></ul>&nbsp;&nbsp;&nbsp;Finally, you can reserve a sacrifice from their headquarters or through their website.&nbsp;&nbsp;<h4>Misr El Khair Foundation</h4>&nbsp;&nbsp;This is one of the most famous places in Egypt which offers sacrifices. Here, the price has increased by 32% compared to the previous year, with the price ranging from 2,900 EGP to 3,500 EGP. The weight of the sacrifice reaches up to 24 kilograms, and those who participate in it may take a third of the share. In addition, it is possible to apply to receive a sacrifice on the day of the slaughter, depending on the availability of quantity. In this case, you would receive your share on the 5th day of Eid.&nbsp;&nbsp;<h4>Resala Association</h4>&nbsp;For the Resala Association, you can book a sacrifice through their website or through representatives of the association present in the governorates. The price of a sacrifice is 2,000 EGP and consists of imported calves with a net weight of 160 kg.

Prices and Details of Eid Al-Adha Sacrifices in Egyptian Charity Organizations in 2021

Find out the prices of Sacrifices in 2021

Prices of AlAdha Sacrifices in Charity Organizations in 2021

Using a credit card definitely has its advantages. The first of which is that it allows you to avoid walking around with wads of cash in your wallet. Below, we have listed further benefits that may help you decide if you are considering applying for one.&nbsp;<h3>1- Bonus Points</h3>&nbsp;&nbsp;Every pound spent with your credit card will allow you to accumulate Bonus Points which you can redeem for rewards, these include:&nbsp;&nbsp;<ul><li>Cash Back</li><li>Purchase invoices / store vouchers&nbsp;</li><li>Travel Miles with which you can buy airline tickets or upgrades</li></ul>&nbsp;Don't forget to review your points every once in a while to exchange them for rewards. Also, find out the type of rewards the bank offers before you apply for a credit card, as not all banks offer the same things.&nbsp;<h3>2-&nbsp; Installments</h3>&nbsp;Most banks make agreements with stores that sell high-end, expensive products, particularly electrical and electronics stores. With a credit card, you will have the opportunity to pay for items in installments. An added advantage is that most banks offer these installments without interest.&nbsp;<blockquote>Don't forget to review your points every once in a while to exchange them for rewards</blockquote>&nbsp;<h3>3- Discounts&nbsp;</h3>&nbsp;Online shopping websites and stores do come to agreements with banks to offer discounts to customers, especially to &nbsp;account holders with credit cards; this is also known as a purchase visa. You can stay up-to-date on banks’ offers and discounts via their social media pages.&nbsp;&nbsp;&nbsp;<h3>4- Improve your I-Score</h3>&nbsp;If you have longstanding problems with banks regarding installment payment, or would like to apply for a loan shortly, paying off your credit card during the grace period will improve your I-Score, which will consequently improve your position from a bank’s perspective.&nbsp;&nbsp;On a similar note, the initial amount of a credit card is determined based on your salary and your I-Score; accordingly, the amount can reach three times your salary.&nbsp;To learn more about credit history, check out:&nbsp;What&nbsp;<a href="https://www.faydety.com/learn/%D9%82%D8%A7%D9%85%D9%88%D8%B3-%D8%A7%D9%84%D9%81%D9%84%D9%88%D8%B3-3/%D9%8A%D8%B9%D9%86%D9%8A-%D8%A5%D9%8A%D9%87-i-score--74">Does I-Score Mean?</a>&nbsp;<h3>5- Convenience</h3>&nbsp;During travel, VIP customers get various travel benefits with their credit cards, such as:&nbsp;<ul><li>Entry to VIP lounges at airports</li><li>Travel insurance</li><li>Concierges services including hotel reservation bookings, ticket bookings, and visa issuance</li><li>Car pickup and drop-off services to and from the airport and well as finalisation of passport documents</li><li>Shopping and gifting services</li><li>Restaurant reservations</li><li>Car rental</li></ul>&nbsp;Make sure to ask your bank about the services it offers before you travel!&nbsp;Compare banks and apply now for the credit card most suitable for you quickly and easily using&nbsp;<a href="https://www.faydety.com/en/save/cards">Faydety’s Credit Card Finder</a>.

5 Benefits you will get from using the credit card like: discounts and installments

How To Achieve Profit From Your Credit Card?

5 Advantages Of Using A Credit Card

With the recent increase in gasoline prices, we must make every effort to save on gasoline so that it does not negatively impact your budget. Accordingly, we have gathered some ideas that will help you limit your gasoline consumption.&nbsp;1-&nbsp; &nbsp;Keep an eye on the temperature of your vehicle’s engine at all times, as neglecting it increases gasoline consumption by 10%.&nbsp;2-&nbsp; &nbsp;Regularly conduct oil changes and never miss an appointment to do so because disregarding this increases gasoline consumption by 10%.&nbsp;3-&nbsp; &nbsp;Always make sure that your car tires are fully inflated as under-inflated car tires will consume 70% more gasoline. Moreover, if the car needs angle adjustments, it will consume 10% more gasoline.&nbsp;4-&nbsp; &nbsp;Avoid unwanted surprises during your drives, i.e., when increasing or decreasing the car's speed, do so gradually, as when the gas pedal or the brakes are suddenly rigid for any reason, this increases gasoline consumption by 20%.&nbsp;5-&nbsp; &nbsp;Consider carpooling with friends, particularly if you are heading to the same or nearby locations. That way, it will give you a break from driving, reducing congestion and gasoline consumption.&nbsp;<blockquote>&nbsp;Always make sure that your car tires are fully inflated as under-inflated car tires will consume 70% more gasoline</blockquote>&nbsp;6-&nbsp; &nbsp;Turn off your car’s engine during traffic lights if you feel that it will be a prolonged stop. Restarting the motor does not require much gasoline, unlike neutral mode, which consumes more gasoline.&nbsp;7-&nbsp; &nbsp;In the city, turning on the air conditioning consumes 20% more gasoline; however, it consumes only 3% on highways, so avoid trips in times of extreme heat!&nbsp;8-&nbsp; &nbsp;Park in the shade so that you don't need to turn on the air conditioning as soon as you enter your vehicle; by doing this, your gasoline consumption will decrease.&nbsp;9-&nbsp; &nbsp;Check the GPS before any trip to find the fastest and shortest route to your desired location to avoid unnecessary gas consumption.&nbsp;&nbsp;10- When travelling with others, arrange your travel times together and drive behind each other on the highway to avoid air resistance and burning excessive gasoline.

10 ways help you to save on your commute including: oil changes and good parking

Tips Regarding How To Save Gasoline On Your Commute!

10 Ways To Save On Gasoline On Your Daily Commute

There are many things we take into consideration when choosing the right car to buy, but to enjoy the new car and drive without worries about theft, fire, or traffic accidents you must take out a car insurance policy as well.There are 2 important things to consider when choosing a car insurance policy:<ul><li>Cost of the insurance premium.</li><li>Type of insurance (which coverage type do you need)</li></ul>&nbsp;Based on these criteria there are 2 essential points to help you choose the correct car insurance policy:<h3>Check the company’s reputation and history!</h3>&nbsp;Research the insurance companies you are interested in and find out which one provides the optimal coverage at the best price for you. Check the company’s financial stability and their financial strength (how many claims and the total value they are able to cover per year). When you choose a company you should call them first and evaluate their customer service team, do they have enough experience dealing with customers or not, will they be able to aid you in the future if you have an accident?&nbsp;<h3>Why do you need to get a car insurance policy?</h3>&nbsp;Before you apply for car insurance you need to answer an important question first, why do I need to insure my car? Finding out the answer will help you decide how much insurance coverage you need and how much the car insurance premium will be.&nbsp;<blockquote>&nbsp;When you choose a company you should call them first and evaluate their customer service team</blockquote>&nbsp;The most significant reason to get an insurance policy is:&nbsp;<h4>Safety!</h4>&nbsp;The number one priority for people when choosing an insurance policy is that they want to feel safe in case they have an accident such as theft or fire. That’s not counting those who took out a car loan and are required to take out a car insurance policy by the bank (keep in mind that banks tend to constrain you to deal with specific insurance companies).Use Faydety before you apply for a <a href="https://www.faydety.com/ar/borrow/car-loan">car loan</a> and compare different banks now.&nbsp;<h4>Would you like to secure yourself financially?</h4>&nbsp;Paying your insurance premium every month is much better than having an accident and paying the entire repair cost out of your own pocket in one go.

How to: Guide to choose the right car insurance company

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